3616 FM 84, Denison, TX 75020 Property Records

Grayson County property record for 3616 FM 84, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	3,640 sqft · built 1989
Lot Size	6.18 acres (269,331 sqft)
Owner	2 Individual Names on File
Last Sale	$590,658 (Jul 2023)
Tax Bill	$13,174 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047 8139001`

Property Details

APN / Parcel Number

Primary APN	`047 8139001`
Alternative APN	`439462`

Interior

Stories	1 Story
Building Area	3,640 sqft Living Area
Gross Area	4,151 sqft
1st Floor Area	3,640 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Lot Area	269,331 sqft (6.18 acres)
Garage Type	Carport
Garage Area	1,104 sqft
Carport	Carport
Carport Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	195 sqft
Deck Area	76 sqft
Utility Building	120 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	3616 FM 84
City	DENISON
State	TX
Zip	75020-0839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES CREEK, BLOCK 1, LOT 1 AND 2, ACRES 6.183
Legal Subdivision	JONES CREEK
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1006
Census Tract	400

Owner

3616 FM 84 is owned and occupied by two individuals who bought it in July 2023.

Source: Grayson County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3616 FM 84, DENISON, TX 75020-0839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage FIRST UNITED BANK & TRUST
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jul 13, 2023	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Deed Document Number	202317892
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	3616 FM 84, DENISON, TX 75020-0839
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005960
Date	Feb 22, 2022
Instrument	2022-5960

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	3616 FM 84, DENISON, TX 75020-0839
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002695
Date	Jan 26, 2022
Instrument	2022-2695

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 13, 2023
Property Address	3616 FM 84, DENISON, TX 75020-0839
Document Number	0000017892
Map Reference	DOC 2021-258
Instrument Date	Jul 11, 2023
Instrument	2023-17892
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 FM 84, DENISON, TX 75020-0839

Mortgage

Document Number	0000017893
Date	Jul 13, 2023
Instrument	2023-17893

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3616 FM 84 was $13,174 with a homeowner's exemption, up 2.6% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,174.00 (+2.59%) Homeowner's exemption	$680,684 Land $250,578 Building $430,106	$680,684 Land $250,578 Building $430,106
2024	$12,842.00
2023		$547,939 (+33.63%) Land $194,679 Building $353,260	$547,939 (+33.63%) Land $194,679 Building $353,260
2022	$7,437.00 Homeowner's exemption Senior Citizen's exemption	$410,050 Land $86,686 Building $323,364	$410,050 Land $86,686 Building $323,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3616 FM 84 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3616 FM 84 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: 360 Broadband, Nextlink, TekWav, Verizon.

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