Bay County property record for 3616 E 2nd Ct, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,089 sqft · built 1948 |
| Lot Size | 0.132 acres (5,749 sqft) |
| Owner | Individual Name on File |
| Last Sale | $24,900 (Jun 2026) |
| Tax Bill | $329 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23437-000-000 |
| Primary APN | 23437-000-000 |
|---|
| Lot Area | 5,749 sqft (0.132 acres) |
|---|---|
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Street Address | 3616 E 2ND CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5610 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | 11 4S 14W-413-118C4-BEG 25 E & 280 N FROM CEN OF SE1/4 OF SEC 11 TH N 50 W 115 S50 E 115 TO BEG |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1000 |
3616 E 2nd Ct, vacant land, is owned by an individual who bought it in June 2026.
Source: Bay County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1414 S BERTHE AVE, E, PANAMA CITY, FL 32404-9682 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Jun 4, 2025 · Amount on File |
| Deed Document Number | 202636413 |
| Deed Book / Page | 5045 / 2407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 17, 2026 |
| Property Address | 3616 E 2ND CT, PANAMA CITY, FL 32401-5610 |
| Document Number | 0000036413 |
| Book / Page | 5045 / 2407 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202636413 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | MTI TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,604.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1414 S BERTHE AVE, PANAMA CITY, FL 32404-9682 |
| Document Number | 0000036414, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 5046/1 |
| Instrument | 202636414 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 5, 2031 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.37% |
| Initial Type | Balloon |
| Max Rate | -1% |
The 2025 property tax bill for 3616 E 2nd Ct was $329, up 7.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $329.00 (+7.52%) | $11,090 (+1%) | $12,376 (+22.75%) Land $12,376 |
| 2024 | $306.00 (-1.29%) | $10,082 (-1.95%) Land $10,082 | $10,082 (-1.95%) Land $10,082 |
| 2023 | $310.00 (+8.39%) | $10,283 (+10.25%) Land $10,283 | $10,283 (+10.25%) Land $10,283 |
| 2022 | $286.00 | $9,327 Land $9,327 | $9,327 Land $9,327 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3616 E 2nd Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3616 E 2nd Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures