3616 Downing St, Bismarck, ND 58504 Property Records

Burleigh County property record for 3616 Downing St, Bismarck, ND 58504

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,380 sqft · built 2008
Lot Size	0.424 acres (18,469 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (May 2021)
Tax Bill	$6,024 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1550-007-095`

Property Details

APN / Parcel Number

Primary APN	`1550-007-095`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,380 sqft Living Area
1st Floor Area	2,380 sqft
Basement Area	1,780 sqft
Finished Basement	1,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	French
Construction Type	Frame
Lot Area	18,469 sqft (0.424 acres)
Lot Dimensions	185 ft deep x 100 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3616 DOWNING ST
City	BISMARCK
State	ND
Zip	58504-8822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SOUTHBAY FIRST ADDITION LOT 20 & UNDIVIDED INTEREST IN COMMON AREAS
Legal Subdivision	SOUTHBAY FIRST ADDITION
Legal Block	7
Legal Lot Number	20
Jurisdiction	BURLEIGH ND
Township / Civil Division	BISMARCK
Census Block Group	3
Census Block	3036
Census Tract	11200

Owner

3616 Downing St is owned and occupied by two individuals who bought it in May 2021.

Source: Burleigh County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3616 DOWNING ST, BISMARCK, ND 58504-8822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK
Jul 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK
Dec 11, 2012	Warranty Deed, Transfer · Conventional Mortgage STARION FINANCIAL
Dec 10, 2010	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PREMIER MORTGAGE CORP
Sep 10, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Dec 11, 2012 · Amount on File
Deed Document Number	2021924177
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Recording Date	Jul 6, 2026
Property Address	3616 DOWNING ST, BISMARCK, ND 58504-8822
Document Number	0000992785
Instrument Date	Jun 15, 2026
Instrument	2026992785
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 DOWNING ST, BISMARCK, ND 58504-8822

Mortgage

Document Number	0000992785,
Date	Jul 6, 2026
Instrument	2026992785

Lender

Name	GATE CITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 19, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	3616 DOWNING ST, BISMARCK, ND 58504-8822
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	BISMARCK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000926866
Date	Jul 2, 2021
Instrument	926866

Lender

Name	GATE CITY BANK
Type	Bank
Address	BISMARCK, ND 58503

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	May 19, 2021
Property Address	3616 DOWNING ST, BISMARCK, ND 58504-8822
Document Number	0000924177
Instrument Date	May 17, 2021
Instrument	924177
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	BISMARCK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3616 DOWNING ST, BISMARCK, ND 58504-8822

Mortgage

Document Number	0000925351
Date	May 19, 2021
Instrument	925351

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Dec 11, 2012
Property Address	3616 DOWNING ST, BISMARCK, ND 58504-8822
Document Number	0000777637
Instrument Date	Dec 10, 2012
Instrument	777637
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	BISMARCK TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3616 DOWNING ST, OLYMPIA, WA 98504-0001

Mortgage

Document Number	0000777638
Date	Dec 11, 2012
Instrument	777638

Lender

Name	STARION FINANCIAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2043

December 2010: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Dec 10, 2010
Property Address	3616 DOWNING ST, BISMARCK, ND 58504-8822
Document Number	0000737320
Instrument Date	Dec 9, 2010
Instrument	737320
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Not Public Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 DOWNING ST, BISMARCK, ND 58504-8822

Mortgage

Document Number	0000737321
Date	Dec 10, 2010
Instrument	737321

Lender

Name	PREMIER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2041

September 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Sep 10, 2008
Property Address	3616 DOWNING ST, BISMARCK, ND 58504-8822
Document Number	0000696560
Instrument Date	Sep 4, 2008
Instrument	696560
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Not Public Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2546 SHARPS LOOP, BISMARCK, ND 58503-0962
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3616 Downing St was $6,024.

Source: Burleigh County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Burleigh County
Municipality	Bismarck City
Unified School District	Bismarck Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,024.00	$333,700 Land $60,000 Building $273,700	$667,400 Land $120,000 Building $547,400
2023	$8,501.00	$363,450 Land $67,500 Building $295,950	$726,900 Land $135,000 Building $591,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3616 Downing St in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	50 (2009–2011)
Claims Outside the SFHA	9 of 50
Most Recent Claim	Aug 2011 · river or lake flooding
Claims by Event	Flooding, Jul 2011 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3616 Downing St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BISMARCK serves 72,417 people · EPA ID ND0800080
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Also Mapped Here	SOUTH CENTRAL RWD NORTH BURLEIGH
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350

May also be available: CenturyLink.

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