3616 81st Pl E, Sarasota, FL 34243 Property Records

Manatee County property record for 3616 81st Pl E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,706 sqft · built 2013
Lot Size	0.164 acres (7,168 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (Jun 2024)
Tax Bill	$10,609 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20405.0645-9`

Property Details

APN / Parcel Number

Primary APN	`20405.0645-9`
Alternative APN	`3518322040506459`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	3,706 sqft Living Area
Gross Area	4,486 sqft
1st Floor Area	1,660 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	7,168 sqft (0.164 acres)
Terrain	Low
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	1 Parking Space
Pool Area	246 sqft
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	3518322040506459
Street Address	3616 81ST PL E
City	SARASOTA
State	FL
Zip	34243-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-MU
Legal Description	LOT 29 UNIVERSITY GROVES ESTATE RESERVE PI#20405.0645/9
Legal Range	18E
Legal Township	35S
Legal Section	32
Legal Subdivision	UNIVERSITY GROVES ESTATES RESERVE
Legal Tract	2040500
Legal Lot Number	29
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3014
Census Tract	805

Owner

3616 81st Pl E is owned and occupied by an individual who bought it in June 2024.

Source: Manatee County records, as of November 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3616 81ST PL E, SARASOTA, FL 34243-6310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 12, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on File
Deed Sale	Jun 12, 2024 · Amount on File
Prior Sale	Jun 9, 2016 · Amount on File
Deed Document Number	202441061766
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3616 81ST PL E, SARASOTA, FL 34243-6310
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 81ST PL E, SARASOTA, FL 34243-6310

Mortgage

Document Number	0041090242
Date	Jul 22, 2025
Instrument	202541090242

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 12, 2024
Property Address	3616 81ST PL E, SARASOTA, FL 34243-6310
Document Number	0041061766
Map Reference	MB 55 PG 47-50
Instrument Date	May 21, 2024
Instrument	202441061766
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5430 56TH CT E, BRADENTON, FL 34203-8068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 81ST PL E, SARASOTA, FL 34243-6310

Mortgage

Document Number	0041061767
Date	Jun 12, 2024
Instrument	202441061767

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$699,359 Land $56,100 Building $643,259	$699,359 Land $56,100 Building $643,259
2024	$10,609.00 (+2.27%)
2023	$10,374.00 (+12.09%)	$785,306 (+16.82%) Land $56,100 Building $729,206	$785,306 (+16.82%) Land $56,100 Building $729,206
2022	$9,255.00	$672,248 Land $55,000 Building $617,248	$672,248 Land $55,000 Building $617,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3616 81st Pl E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	14 of 40
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3616 81st Pl E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Xfinity.

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