3615 Thomas Ct, Plano, IL 60545 Property Records

Kendall County property record for 3615 Thomas Ct, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4,104 sqft · built 2004
Lot Size	0.208 acres (9,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jan 2005)
Tax Bill	$11,047 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-25-141-007`

Property Details

APN / Parcel Number

Primary APN	`01-25-141-007`

Interior

Stories	2 Stories
Building Area	4,104 sqft Living Area
1st Floor Area	4,104 sqft
Basement Area	1,752 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	9,039 sqft (0.208 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3615 THOMAS CT
City	PLANO
State	IL
Zip	60545-2188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 319 LAKEWOOD SPRINGS UNIT 2B, CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	319
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3081
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3615 THOMAS CT, PLANO, IL 60545-2188
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2005 · Amount on Record
Deed Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	20052830
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3615 THOMAS CT, PLANO, IL 60545-2188
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004007
Date	Mar 1, 2022
Instrument	202200004007

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate	2.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3615 THOMAS CT, PLANO, IL 60545-2188
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018463
Date	Dec 3, 2019
Instrument	201900018463

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.07%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,186 (+50.1%) Land $10,918 Building $137,268	$444,558 (+50.1%) Land $32,754 Building $411,804
2024	$11,047.00
2022		$98,726 Land $7,610 Building $91,116	$296,178 Land $22,830 Building $273,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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