3615 Southview Ct, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3615 Southview Ct, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,070 sqft · built 2002
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Tax Bill$6,162 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN82-50998-0489

Property Details

APN / Parcel Number

Primary APN82-50998-0489

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,070 sqft Living Area
1st Floor Area1,094 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStone
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Lot Width59 ft Width
Garage Area712 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address3615 SOUTHVIEW CT
CitySAINT CLOUD
StateMN
Zip56301-4598
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 018 BLK 002 SOUTHWOOD HEIGHTS PLAT 10 SECTION 35 TOWNSHIP 124 RANGE 028 SECTION 35 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section35
Legal SubdivisionSOUTHWOOD HEIGHTS PLAT 10
Legal Block2
Legal Lot Number18
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2011
Census Tract402

Owner

3615 Southview Ct is owned and occupied by two individuals.

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3615 SOUTHVIEW CT, SAINT CLOUD, MN 56301-4598
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateSep 16, 2026
Property Address3615 SOUTHVIEW CT, SAINT CLOUD, MN 56301-4598
Document Number0001720990
Instrument DateAug 14, 2026
Instrument20261720990
Transaction TypeMortgage
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3615 SOUTHVIEW CT, SAINT CLOUD, MN 56301-4598

Mortgage

Document Number0001720990,
DateSep 16, 2026
Instrument20261720990
Lender
NameLIBERTY BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueAug 15, 2031
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3615 Southview Ct was $6,162.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,162.00$422,000 (+1.61%) Land $80,000 Building $342,000$422,000 (+1.61%) Land $80,000 Building $342,000
2025$415,300 Land $80,000 Building $335,300$415,300 Land $80,000 Building $335,300
2023$5,066.00$408,700 Land $80,000 Building $328,700$408,700 Land $80,000 Building $328,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3615 Southview Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3615 Southview Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: Verizon.

Nearby Properties on Southview Ct

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