3615 Laurel Ave, Natchez, MS 39120 Property Records

Adams County property record for 3615 Laurel Ave, Natchez, MS 39120

Property Summary

Property TypeSingle Family Home
Details1 ba · 840 sqft · built 1952
OwnerIndividual Name on Record
Tax Bill$554 (2025)
Deeds & MortgagesOct 2023 Mortgage
Aug 2018 Refinance
Flood ZoneZone X (minimal risk)
APN0037 0003 0006

Property Details

APN / Parcel Number

Primary APN0037 0003 0006
Alternative APNs
  • 009360
  • 9360

Interior

Full Baths1 Bath
Building Area840 sqft Living Area
1st Floor Area840 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number9360
Street Address3615 LAUREL AVE
CityNATCHEZ
StateMS
Zip39120-4105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH&L 3615 LAUREL L#11 46-104C-56
Legal Range03W
Legal Township07N
Legal Section33
Legal SubdivisionETANIA SUB
JurisdictionADAMS MS
Township / Civil Division2
Census Block Group1
Census Block1021
Census Tract600

Owner

Source: Adams County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3615 LAUREL AVE, NATCHEZ, MS 39120-4105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Deed of Trust, Mortgage · USDA Mortgage
USDA
Aug 24, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED MISSISSIPPI BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2018
Deed SaleAug 24, 2018
Deed Document Number000027M456
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS MS
Property Address3615 LAUREL AVE, NATCHEZ, MS 39120-4105
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3615 LAUREL AVE, NATCHEZ, MS 39120-4105

Mortgage

Document Number001006/753
DateOct 13, 2023
Book Page1006/753
Instrument139394
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term299 Months
DueSep 1, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS MS
Property Address3615 LAUREL AVE, NATCHEZ, MS 39120-4105
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number926/393
DateAug 24, 2018
Book Page926/393
Instrument121198
Lender
NameUNITED MISSISSIPPI BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Adams County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyAdams County
MunicipalityNatchez City
Unified School DistrictNatchez-Adams School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$554.00 (+19.4%) Homeowner's exemption$4,531 (+23.16%)$45,310 (+23.16%) Land $8,570 Building $36,740
2024$464.00 Homeowner's exemption$3,679 (-)$36,790 (-) Land $8,570 Building $28,220
2023$464.00 (+7.91%) Homeowner's exemption Disabled Person's exemption$3,679 (-) Land $857 Building $2,822$36,790 (-) Land $8,570 Building $28,220
2022$430.00 Homeowner's exemption$3,679
2021$36,790 Land $8,570 Building $28,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS CO W/A #2-SOUTH
public/private · serves 8,097 people · EPA ID MS0010009
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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