3615 Front St, Palisade, CO 81526 Property Records

Mesa County property record for 3615 Front St, Palisade, CO 81526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,864 sqft · built 1973
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$799,000 (Aug 2022)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2941-042-00-070`

Property Details

APN / Parcel Number

Primary APN	`2941-042-00-070`
Alternative APNs	`294104200028` `R025534`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	1,864 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Enclosed/Finished Porch
Porch Area	673 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R025534
Street Address	3615 FRONT ST
City	PALISADE
State	CO
Zip	81526-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 6A OF FOLL DESC TR COMM AT PT 96FT E OF SW COR NE4NW4 SEC 4 1S 2E N 605FT TO S LI RG RR ROW SWLY ALG SD ROW 667FT S 1230FT TO N LI OF G V CNL ROW NELY ALG SD CNL ROW 641FT N 730FT TO POB INC COMM SW COR GOV LOT 4 N 0DEG3632SEC W 188.43FT TO SLY ROW
Legal Lot Number	70
Jurisdiction	MESA CO
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1011
Census Tract	1702

Owner

Source: Mesa County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1231 N 23RD ST, 204, GRAND JUNCTION, CO 81501-6573
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit TIMBERLINE BANK
Aug 16, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage MIDFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Nov 5, 1993 · Amount on Record
Deed Document Number	20223041015
Prior Transfer Date	Dec 5, 2016
Prior Transfer Doc	0002783918
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Recording Date	Aug 5, 2026
Property Address	3615 FRONT ST, PALISADE, CO 81526-8611
Document Number	0003167030
Instrument Date	Aug 5, 2026
Instrument	20263167030
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 DEE VEE DR, GRAND JUNCTION, CO 81503-2951

Mortgage

Document Number	0003167030,
Date	Aug 5, 2026
Instrument	20263167030

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	3615 FRONT ST, PALISADE, CO 81526-8611
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 DEE VEE DR, GRAND JUNCTION, CO 81503-2951

Mortgage

Document Number	0003088208
Date	Mar 18, 2024
Instrument	3088208

Lender

Name	TIMBERLINE BANK
Type	Bank
Address	GRAND JUNCTION, CO 81505

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 14, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Aug 16, 2022
Property Address	3615 FRONT ST, PALISADE, CO 81526-8611
Document Number	0003041015
Instrument Date	Aug 8, 2022
Instrument	3041015
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 N 23RD ST STE 204, 204, GRAND JUNCTION, CO 81501-6573

Mortgage

Document Number	0003041016
Date	Aug 16, 2022
Instrument	3041016

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	3615 FRONT ST, PALISADE, CO 81526-8611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002884234
Date	Jun 20, 2019
Instrument	2884234

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,003.00 (+8.65%)	$39,900 (+8.31%) Land $14,010 Building $25,890	$619,800 (+16.59%) Land $205,580 Building $414,220
2024	$2,764.00 (+1.51%)	$36,840 (-) Land $13,710 Building $23,130
2023	$2,723.00 (+71.47%)	$36,840 (+36.7%) Land $13,710 Building $23,130	$531,620 (+69.31%) Land $186,340 Building $345,280
2022	$1,588.00	$26,950 Land $380 Building $26,570
2021			$314,000 Land $1,420 Building $312,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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