3615 E 2nd St, Panama City, FL 32401 Property Records

Bay County property record for 3615 E 2nd St, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1 ba · 940 sqft · built 1950
Lot Size	0.082 acres (3,571 sqft)
Owner	Individual Name on File
Tax Bill	$136 (2025)
Deeds & Mortgages	Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23439-000-000`

Property Details

APN / Parcel Number

Primary APN	`23439-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	940 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,571 sqft (0.082 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Driveway	Driveway
Porch	Unfinished Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	3615 E 2ND ST
City	PANAMA CITY
State	FL
Zip	32401-5724
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	11 4S 14W-415-118C4-BEG 160 N & 60 W OF CEN OF SE1/4 TH W 30 N 120 E 30 S 120FT TO BEG AS PER ORB 152 P 640
Legal Range	14W
Legal Township	04S
Legal Section	11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2018
Census Tract	1000

Owner

3615 E 2nd St, residential vacant land, is owned and occupied by an individual who acquired it in December 2020.

Source: Bay County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3615 E 2ND ST, PANAMA CITY, FL 32401-5724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 29, 2020
Transfer Doc	0000078662
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Dec 20, 2023
Property Address	3615 E 2ND ST, PANAMA CITY, FL 32401-5724
Document Number	0047590594
Book / Page	4759 / 594
Instrument Date	Sep 21, 2023
Instrument	2023078663
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	573 LAUREL HURST CT, OGDEN, UT 84401-6862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3615 E 2ND ST, PANAMA CITY, FL 32401-5724

Tax Assessment & Valuation

The 2025 property tax bill for 3615 E 2nd St was $136, down 48.9% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$136.00 (-48.87%)	$8,007	$9,798 Land $9,486 Building $312
2024	$266.00 (+5.56%)
2023	$252.00 (-2.7%)	$6,617 (+9.72%) Land $6,305 Building $312	$6,617 (+9.72%) Land $6,305 Building $312
2022	$259.00	$6,031 Land $5,719 Building $312	$6,031 Land $5,719 Building $312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3615 E 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3615 E 2nd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20