3615 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 3615 28th St, Lubbock, TX 79410

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,376 sqft · built 1951
Lot Size	0.273 acres (11,925 sqft)
Owner	Individual Name on Record
Tax Bill	$6,338 (2025)
Deeds & Mortgages	May 2025 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R44545`

Property Details

APN / Parcel Number

Primary APN	`R44545`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,376 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1995
Exterior Material	Stucco
Foundation Type	Pier/Post & Beam
Roof Material	Other
Lot Area	11,925 sqft (0.273 acres)
Lot Dimensions	132 ft deep x 90 ft wide
Garage Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3615 28TH ST
City	LUBBOCK
State	TX
Zip	79410-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	WOODLAWN BLK 11 L 8 & W12'OF 7 & E24'OF 9
Legal Subdivision	WOODLAWN
Legal Block	11
Legal Lot Number	8
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3003
Census Tract	1602

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2615 28TH ST, LUBBOCK, TX 79410-3311
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Vendor's Lien, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 22, 2020	Vendor's Lien, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025
Deed Sale	May 23, 2025
Prior Sale	Jun 22, 2020
Deed Document Number	2025-20018
Record Updated	Jun 8, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 23, 2025
Property Address	3615 28TH ST, LUBBOCK, TX 79410-2713
Document Number	0000020018
Map Reference	VOL 321 PG 427
Instrument Date	May 23, 2025
Instrument	2025020018
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3615 28TH ST, LUBBOCK, TX 79410-2713

Mortgage

Document Number	0000020019
Date	May 23, 2025
Instrument	2025020019

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.1%

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 22, 2020
Property Address	3615 28TH ST, LUBBOCK, TX 79410-2713
Document Number	0000025217
Instrument Date	Jun 22, 2020
Instrument	2020025217
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	WESTERN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 COUNTY ROAD 1440, LUBBOCK, TX 79407-1106

Mortgage

Document Number	0000025218
Date	Jun 22, 2020
Instrument	2020025218

Lender

Name	PEOPLES BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,338.00 (-3.79%)	$358,197 (-9.19%) Land $28,000 Building $330,197	$358,197 (-9.19%) Land $28,000 Building $330,197
2024	$6,588.00 (-10.14%)
2023	$7,331.00 (+12.01%)	$394,434 Land $16,470 Building $377,964	$394,434 Land $16,470 Building $377,964
2022	$6,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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