3614 Ruby Ave, Saint James City, FL 33956 Property Records

Lee County property record for 3614 Ruby Ave, Saint James City, FL 33956 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,545 sqft · built 1996
Lot Size0.145 acres (6,316 sqft)
OwnerIndividual Name on File
Last Sale$249,000 (May 2013)
Tax Bill$4,331 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Flood ZoneZone AE (high risk)
APN02-46-22-11-0000B.0020

Property Details

APN / Parcel Number

Primary APN02-46-22-11-0000B.0020
Alternative APNs
  • 220246110000B0020
  • 10019906

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,545 sqft Living Area
Gross Area4,181 sqft
1st Floor Area1,548 sqft
Basement Area842 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialMetal
Lot Area6,316 sqft (0.145 acres)
Lot Dimensions110 ft deep x 58 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area697 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area144 sqft
PorchSlab
Porch Area444 sqft
Patio Area312 sqft
Lawn SprinklersLawn Sprinklers
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10019906
Street Address3614 RUBY AVE
CityST JAMES CITY
StateFL
Zip33956-2299
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAYVIEW ACRES BLK B PB 11 PG 101 LOT 2
Legal Range22E
Legal Township46S
Legal Section02
Legal SubdivisionBAYVIEW ACRES
Legal Tract11
Legal BlockB
Legal Lot Number2
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group2
Census Block2023
Census Tract70201

Owner

Source: Lee County records · APN 02-46-22-11-0000B.0020

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3614 RUBY AVE, SAINT JAMES CITY, FL 33956-2299
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2013 · Amount on Record
Deed SaleMay 06, 2013 · Amount on Record
Prior SaleAug 09, 2011 · Amount on Record
Deed Document Number2013105514
Prior Transfer DateMar 27, 2002
Prior Transfer Doc3612004852
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address3614 RUBY AVE, SAINT JAMES CITY, FL 33956-2299
Transaction TypeMortgage
Record UpdatedMay 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3614 RUBY AVE, SAINT JAMES CITY, FL 33956-2299

Mortgage

Document Number0000153980
DateMay 11, 2021
Instrument2021000153980
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,331.00 (+6.49%) Homeowner's exemption$310,832 (+5.99%)$585,934 (-9.56%) Land $179,457 Building $406,477
2023$4,067.00 (+0.54%) Homeowner's exemption$293,274 (+3%)$647,853 (+12.91%) Land $183,924 Building $463,929
2022$4,045.00 Homeowner's exemption$284,732$573,791 Land $167,700 Building $406,091

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710702012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 383 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies393 units insured
10 under condo master policies
Nearby Flood Claims345 (2017–2024)
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 66 claims
  • Hurricane Ian, Oct 2022 · 123 claims
  • Hurricane Ian, Oct 2022 · 119 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

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