3614 Howe Ct, Fremont, CA 94538 Property Records

Alameda County property record for 3614 Howe Ct, Fremont, CA 94538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,424 sqft · built 1958
Lot Size	0.15 acres (6,552 sqft)
Owner	Trust Name on File
Last Sale	$1,210,000 (Jul 2022)
Tax Bill	$15,478 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`525-1643-20`

Property Details

APN / Parcel Number

Primary APN	`525-1643-20`
Alternative APN	`525-1643-020-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,552 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3614 HOWE CT
City	FREMONT
State	CA
Zip	94538-5547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00018 BLK: 0013 TR: 1371
Legal Subdivision	TRACT NO 1371
Legal Tract	1371
Legal Block	13
Legal Lot Number	18
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3000
Census Tract	442301

Owner

3614 Howe Ct is owner-occupied and held in a trust since July 2022.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	3614 HOWE CT, FREMONT, CA 94538-5547
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Intrafamily Transfer, Transfer
Jul 20, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Feb 9, 2019	Deed of Trust, Mortgage · VA Mortgage LOANSNAP INC
May 16, 2017	Deed of Trust, Mortgage · VA Mortgage DLJ FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Prior Sale	Feb 6, 1998 · Amount on File
Deed Document Number	2022130452
Prior Transfer Date	Sep 17, 2015
Prior Transfer Doc	0000262021
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Dec 20, 2022
Property Address	3614 HOWE CT, FREMONT, CA 94538-5547
Document Number	0000199981
Map Reference	MB 35 PG 58
Instrument Date	Dec 15, 2022
Instrument	2022199981
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3614 HOWE CT, FREMONT, CA 94538-5547

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 20, 2022
Property Address	3614 HOWE CT, FREMONT, CA 94538-5547
Document Number	0000130452
Map Reference	MB 35 PG 58
Instrument Date	Jul 14, 2022
Instrument	2022130452
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3614 HOWE CT, FREMONT, CA 94538-5547

Mortgage

Document Number	0000130453
Date	Jul 20, 2022
Instrument	2022130453

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3614 HOWE CT, FREMONT, CA 94538-5547
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3614 HOWE CT, FREMONT, CA 94538-5547

Mortgage

Document Number	0000338901
Date	Dec 7, 2020
Instrument	2020338901

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3614 HOWE CT, FREMONT, CA 94538-5547
Document Number	0000029850
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3614 HOWE CT FREMONT CA 945385547, FREMONT, CA 94538-5547

Mortgage

Document Number	0000029850
Date	Feb 15, 2019
Instrument	29850

Lender

Name	LOANSNAP INC
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3614 HOWE CT, FREMONT, CA 94538-5547
Document Number	0000112460
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3614 HOWE CT FREMONT CA 945385547, FREMONT, CA 94538-5547

Mortgage

Document Number	0000112460
Date	May 23, 2017
Instrument	112460

Lender

Name	DLJ FIN'L
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3614 Howe Ct was $15,478 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,277,052 (+1.44%) Land $636,720 Building $647,332
2025	$15,478.00 Homeowner's exemption	$1,258,884 Land $624,240 Building $634,644
2023	$13,265.00	$1,113,000 Land $333,900 Building $779,100	$1,069,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3614 Howe Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3614 Howe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	600 / 130
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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