3614 Ember Falls Ln, Katy, TX 77449 Property Records

Harris County property record for 3614 Ember Falls Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,833 sqft · built 2015
Lot Size	0.138 acres (6,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,900 (Aug 2020)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135-764-001-0005`

Property Details

APN / Parcel Number

Primary APN	`135-764-001-0005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,833 sqft Living Area
1st Floor Area	1,980 sqft
Game Room	Game Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,004 sqft (0.138 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1357640010005
Street Address	3614 EMBER FALLS LN
City	KATY
State	TX
Zip	77449-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 1 WATERSTONE SEC 12
Legal Subdivision	WATERSTONE SEC 12
Legal Block	1
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3018
Census Tract	542901

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3614 EMBER FALLS LN, KATY, TX 77449-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Quit Claim Deed, Transfer · VA Mortgage AMERICAN FIN'L NTWK INC
Nov 9, 2018	Loan Modification, Mortgage VILLAGE CAP & INVS
Mar 16, 2017	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	2020385867
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0000385867
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 21, 2020
Property Address	3614 EMBER FALLS LN, KATY, TX 77449-2241
Document Number	0000385867
Instrument Date	Aug 14, 2020
Instrument	385867
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3614 EMBER FALLS LN KATY TX 774492241, KATY, TX 77449-2241

Mortgage

Document Number	385868
Date	Aug 21, 2020
Instrument	385868

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	3614 EMBER FALLS LN, KATY, TX 77449-2241
Document Number	0000130570
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3614 EMBER FALLS LN KATY TX 774492241, KATY, TX 77449-2241

Mortgage

Document Number	0000130570
Date	Apr 2, 2019
Instrument	130570

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3614 EMBER FALLS LN, KATY, TX 77449-2241
Document Number	0000121507
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3614 EMBER FALLS LN KATY TX 774492241, KATY, TX 77449-2241

Mortgage

Document Number	0000121507
Date	Mar 22, 2017
Instrument	121507

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$363,979 (-4.17%) Land $55,208 Building $308,771	$363,979 (-4.17%) Land $55,208 Building $308,771
2025	$379,810 (-6.64%) Land $55,208 Building $324,602	$379,810 (-6.64%) Land $55,208 Building $324,602
2023	$406,844 Land $54,682 Building $352,162	$406,844 Land $54,682 Building $352,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 287 serves 6,864 people · EPA ID TX1013385
Water Source	Purchased groundwater from HARRIS COUNTY MUD 71
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, Fidium Fiber, Hotwire Communications.

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