Monroe County property record for 3613 Northside Ct, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,600 sqft · built 1964 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jan 2015) |
| Tax Bill | $4,487 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00055810-000000 |
| Primary APN | 00055810-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,800 sqft (0.133 acres) |
| Lot Dimensions | 100 ft deep x 58 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 230 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Deck Area | 75 sqft |
| Patio Area | 354 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1056359 |
|---|---|
| Old Parcel Number | 01010100055810000000 |
| Street Address | 3613 NORTHSIDE CT |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1 LT6 KW PB5-19 PEARLMAN ESTATES SECOND ADDITION OR325-424/25 OR1331-891/92R/S OR1465-2134/35R/S OR2719-1397/98 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 34 |
| Legal Subdivision | PEARLMAN ESTATES SECOND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971900 |
3613 Northside Ct is owned and occupied by two individuals who bought it in January 2015.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3613 NORTHSIDE CT, KEY WEST, FL 33040-4258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 22, 2018 | Loan Modification, Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2015 · Amount on File |
| Deed Sale | Jan 7, 2015 · Amount on File |
| Prior Sale | Jul 10, 1997 · Amount on File |
| Deed Document Number | 2011363 |
| Deed Book / Page | 2719 / 1397 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3613 NORTHSIDE CT, KEY WEST, FL 33040-4258 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 3613 NORTHSIDE CT, KEY WEST, FL 33040-4258 |
| Document Number | 0032451629 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 3245/1629 |
| Instrument | 2434920 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3613 NORTHSIDE CT, KEY WEST, FL 33040-4258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3613 NORTHSIDE CT, KEY WEST, FL 33040-4258 |
| Document Number | 0031220580 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 3122/580 |
| Instrument | 2337220 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3613 NORTHSIDE CT, KEY WEST, FL 33040-4258 |
| Document Number | 0029090071 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3613 NORTHSIDE CT KEY WEST FL 330404258, KEY WEST, FL 33040-4258 |
| Document Number | 0029090071 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 002909/000071 |
| Instrument | 2171164 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29607 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 29, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $543,444 | $740,892 Land $478,500 Building $262,392 | |
| 2024 | $4,487.00 (+1.79%) | ||
| 2023 | $4,408.00 (+4.55%) Homeowner's exemption | $512,747 (+3%) | $775,047 (+16.78%) Land $527,800 Building $247,247 |
| 2022 | $4,216.00 Homeowner's exemption | $497,813 | $663,706 Land $411,800 Building $251,906 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3613 Northside Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 532 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 721 units insured incl. 189 condo units |
| Nearby Flood Claims | 473 (1980–2026) |
| Claims Outside the SFHA | 3 of 473 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3613 Northside Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, Verizon.
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