3613 N 21st St, Waco, TX 76708 Property Records

McLennan County property record for 3613 N 21st St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft · built 1942
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,906 (May 2025)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	May 2025 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-031500-008800-6`

Property Details

APN / Parcel Number

Primary APN	`48-031500-008800-6`
Alternative APNs	`4803150000880060111` `183215`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Flooring	Carpet

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	32 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3613 N 21ST ST
City	WACO
State	TX
Zip	76708-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NORTH WACO LOT 15 BLOCK 5 ACRES .1894
Legal Subdivision	NORTH WACO
Legal Block	5
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1005
Census Tract	1100

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3613 N 21ST ST, WACO, TX 76708-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Vendor's Lien, Transfer · Closed-End Mortgage ALLIANCE BANK CENTRAL TEXAS
Jun 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Jul 31, 2018	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
May 15, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Jun 28, 2022 · Amount on Record
Deed Document Number	202513950
Prior Transfer Date	Jun 30, 2021
Prior Transfer Doc	0000025983
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 9, 2025
Property Address	3613 N 21ST ST, WACO, TX 76708-2037
Document Number	0000013950
Map Reference	VOL 275 PG 163
Instrument Date	May 8, 2025
Instrument	2025013950
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 N 21ST ST, WACO, TX 76708-2037

Mortgage

Document Number	0000013951
Date	May 9, 2025
Instrument	2025013951

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 9, 2030

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 28, 2022
Property Address	3613 N 21ST ST, WACO, TX 76708-2037
Document Number	0000026887
Map Reference	VOL 275 PG 163
Instrument Date	Jun 24, 2022
Instrument	2022026887
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 PARADISE ISLAND RD, 4001, WACO, TX 76705-7408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 N 21ST ST, WACO, TX 76708-2037
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026888
Date	Jun 28, 2022
Instrument	2022026888

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 1, 2021
Property Address	3613 N 21ST ST, WACO, TX 76708-2037
Document Number	0000025983
Instrument Date	Jun 30, 2021
Instrument	2021025983
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 N 21ST ST, WACO, TX 76708-2037

Mortgage

Document Number	0000025984
Date	Jul 1, 2021
Instrument	2021025984

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Mortgage

Document Number	0000025985
Date	Jul 1, 2021
Instrument	2021025985

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 30, 2024

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 31, 2018
Property Address	3613 N 21ST ST, WACO, TX 76708-2037
Document Number	0000026831
Map Reference	VOL275 PG163
Instrument Date	Jul 30, 2018
Instrument	2018026831
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 N 21ST ST, WACO, TX 76708-2037

Mortgage

Document Number	0000026832
Date	Jul 31, 2018
Instrument	2018026832

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 15, 2017
Property Address	3613 N 21ST ST, WACO, TX 76708-2037
Document Number	0000015290
Instrument Date	May 12, 2017
Instrument	15290
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3613 N 21ST ST WACO TX 767082037, WACO, TX 76708-2037

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,476 (+13.43%) Land $18,068 Building $150,408	$168,476 (+13.43%) Land $18,068 Building $150,408
2025	$3,339.00 (+5.1%)	$148,530 (+12.87%) Land $16,420 Building $132,110	$148,530 (+12.87%) Land $16,420 Building $132,110
2024	$3,177.00 (+7.69%)
2023		$131,590 Land $16,420 Building $115,170	$131,590 Land $16,420 Building $115,170
2022	$2,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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