3613 E Bernice St, Inverness, FL 34453 Property Records

Citrus County property record for 3613 E Bernice St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Lot Size	0.661 acres (28,801 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Nov 2025)
Tax Bill	$323 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0090-01530-046.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0090-01530-046.0`
Alternative APNs	`0219S19E0090015300460` `1661641`

Exterior

Lot Area	28,801 sqft (0.661 acres)
Lot Dimensions	120 ft deep x 80 ft wide

Location & Zoning

Account Number	1661641
Old Parcel Number	0219S19E0090015300460
Street Address	3613 E BERNICE ST
City	INVERNESS
State	FL
Zip	34453-0649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 9 PB 2 PG 175 LOTS 46 47 48 49 50 51 52 53 54 55 56 & 57 BLK 153
Legal Range	19E
Legal Township	19S
Legal Section	11
Legal Subdivision	INVERNESS HIGHLANDS UNIT 9
Legal Block	153
Legal Lot Number	46-57 47
Legal Unit	9
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1083
Census Tract	450706

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	3679 E BERNICE ST, INVERNESS, FL 34453-0649
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jun 22, 2020	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	2025068290
Deed Book / Page	3618 / 795
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 10, 2025
Property Address	3613 E BERNICE ST, INVERNESS, FL 34453-0649
Document Number	0036180795
Book / Page	3618 / 795
Map Reference	MB 2 PG 175-177
Instrument Date	Nov 5, 2025
Instrument	2025068290
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, ELITE TTL OF NATURE COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5398 W GRANTON LN, LECANTO, FL 34461-9367

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3679 E BERNICE ST, INVERNESS, FL 34453-0649

Mortgage

Document Number	0003618797
Date	Nov 10, 2025
Instrument	3618/797

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 22, 2020
Property Address	3613 E BERNICE ST, INVERNESS, FL 34453-0649
Document Number	0030682401
Book / Page	003068 / 002401
Instrument Date	Jun 12, 2020
Instrument	31705
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5398 W GRANTON LN LECANTO FL 344619367, LECANTO, FL 34461-9367

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$323.00 (+20.52%)	$25,680 (+15.05%) Land $25,680	$25,680 (+15.05%) Land $25,680
2024	$268.00 (+8.5%)	$22,320 (+9.41%) Land $22,320	$22,320 (+9.41%) Land $22,320
2023	$247.00 (+30.69%)	$20,400 (+54.55%) Land $20,400	$20,400 (+54.55%) Land $20,400
2022	$189.00	$13,200 Land $13,200	$13,200 Land $13,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on E Bernice St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures