3613 Austin Rd, Monroe, NC 28112 Property Records

Union County property record for 3613 Austin Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,757 sqft · built 2012
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Aug 2023)
Tax Bill	$3,731 (2025)
Deeds & Mortgages	Aug 2023 Sale Apr 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-198-046A`

Property Details

APN / Parcel Number

Primary APN	`04-198-046A`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,757 sqft Living Area
1st Floor Area	2,757 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Lot Area	436,036 sqft (10 acres)
Porch	Slab
Porch Area	2,555 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3613 AUSTIN RD
City	MONROE
State	NC
Zip	28112-8274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#2 54 INVESTMENT OPCI588
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1001
Census Tract	20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3613 AUSTIN RD, MONROE, NC 28112-8274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer
Apr 30, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN BK
Jul 21, 2017	Deed of Trust, Mortgage FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	202320332
Deed Book / Page	8767 / 294
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 22, 2023
Property Address	3613 AUSTIN RD, MONROE, NC 28112-8274
Document Number	0008767294
Book / Page	8767 / 294
Instrument Date	Aug 22, 2023
Instrument	20332
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4206 FOX RIDGE RD, SPARTA, NC 28675-9781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 AUSTIN RD, MONROE, NC 28112-8274

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3613 AUSTIN RD, MONROE, NC 28112-8274
Document Number	7657735
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3613 AUSTIN RD MONROE NC 281128274, MONROE, NC 28112-8274

Mortgage

Document Number	7657735
Date	May 4, 2020
Book Page	007657/000735
Instrument	15175

Lender

Name	AMERICAN BK
Type	Bank
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3613 AUSTIN RD, MONROE, NC 28112-8274
Document Number	6980684
Book / Page	006980 / 000684
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3613 AUSTIN RD MONROE NC 281128274, MONROE, NC 28112-8274

Mortgage

Document Number	6980684
Date	Jul 26, 2017
Book Page	006980/000684
Instrument	21302

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$809,600 (-) Land $138,000 Building $671,600	$809,600 (-) Land $138,000 Building $671,600
2025	$3,731.00 (+44.39%)	$809,600 (+94.52%) Land $138,000 Building $671,600	$809,600 (+94.52%) Land $138,000 Building $671,600
2023	$2,584.00	$416,200 (-) Land $60,200 Building $356,000	$416,200 (-) Land $60,200 Building $356,000
2022	$2,584.00	$416,200 Land $60,200 Building $356,000	$416,200 Land $60,200 Building $356,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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