3612 W 89th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 3612 W 89th St, Bloomington, MN 55431

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,248 sqft · built 1956
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$302,500 (Apr 2019)
Tax Bill$4,769 (2025)
Deeds & MortgagesSep 2020 Mortgage
Apr 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-027-24-23-0023

Property Details

APN / Parcel Number

Primary APN08-027-24-23-0023

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area2,371 sqft
1st Floor Area1,248 sqft
Basement Area1,123 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1986
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Lot Depth96 ft Depth
Garage TypeBasement
Deck Area120 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address3612 W 89TH ST
CityMINNEAPOLIS
StateMN
Zip55431-1827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 005 BLOCK 005 A TRETBAUGH HEIGHTS ADDN S182X96X96X97
Legal Range24
Legal Township027
Legal Section08
Legal Quarter23
Legal SubdivisionTRETBAUGH HEIGHTS ADDN
Legal Block5
Legal Lot Number5
JurisdictionHENNEPIN MN
Township / Civil DivisionBLOOMINGTON
Census Block Group2
Census Block2010
Census Tract25603

Owner

3612 W 89th St is owned and occupied by two individuals who bought it in April 2019.

Source: Hennepin County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3612 W 89TH ST, MINNEAPOLIS, MN 55431-1827
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional with PMI
WELLS FARGO BK
Apr 26, 2019Warranty Deed, Transfer · Conventional with PMI
NEW AMERICAN FNDG
Jul 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
REDEVELOPMENT AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2019 · Amount on File
Deed SaleApr 26, 2019 · Amount on File
Prior SaleAug 22, 2013 · Amount on File
Deed Document Number201910654289
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address3612 W 89TH ST, BLOOMINGTON, MN 55431-1827
Document Number0010854331
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedNov 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3612 W 89TH ST MINNEAPOLIS MN 554311827, MINNEAPOLIS, MN 55431-1827

Mortgage

Document Number0010854331
DateOct 14, 2020
Instrument10854331
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 13, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateApr 26, 2019
Property Address3612 W 89TH ST, BLOOMINGTON, MN 55431-1827
Document Number0010654289
Instrument DateApr 25, 2019
Instrument10654289
Transaction TypeTransfer
Record UpdatedMay 9, 2019
Title CompanyMIDLAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,028.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3612 W 89TH ST BLOOMINGTON MN 554311827, BLOOMINGTON, MN 55431-1827

Mortgage

Document Number10654290
DateApr 26, 2019
Instrument10654290
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 25, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address3612 W 89TH ST, BLOOMINGTON, MN 55431-1827
Document Number0010589256
Instrument DateJul 23, 2018
Transaction TypeMortgage
Record UpdatedSep 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3612 W 89TH ST BLOOMINGTON MN 554311827, BLOOMINGTON, MN 55431-1827

Mortgage

Document Number0010589256
DateSep 7, 2018
Instrument10589256
Lender
NameREDEVELOPMENT AGCY
AddressBLOOMINGTON, MN 55431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueSep 6, 2028
Interest
Rate2%

Tax Assessment & Valuation

The 2025 property tax bill for 3612 W 89th St was $4,769.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityBloomington City
Unified School DistrictBloomington Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,769.00$345,400 Land $142,700 Building $202,700$345,400 Land $142,700 Building $202,700
2023$3,987.00
2022$338,800 Land $139,100 Building $199,700$338,800 Land $139,100 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3612 W 89th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3612 W 89th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBloomington
serves 91,300 people · EPA ID MN1270001
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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