3612 Iris St, Indian Trail, NC 28079 Property Records

Union County property record for 3612 Iris St, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,296 sqft · built 1996
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$2,067 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-063-775`

Property Details

APN / Parcel Number

Primary APN	`07-063-775`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3612 IRIS ST
City	INDIAN TRAIL
State	NC
Zip	28079-6519
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-6 LAKE P
Legal Description	#16 LAKE PARK PH3/BLKC/MP8 OPCD976
Legal Subdivision	LAKE PARK
Legal Block	C
Legal Lot Number	16
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1010
Census Tract	20320

Owner

3612 Iris St, a rural home, is owned and occupied by an individual who acquired it in March 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3612 IRIS ST, INDIAN TRAIL, NC 28079-6519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Nov 1, 2019	Warranty Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2021
Deed Sale	Mar 2, 2021
Prior Sale	Nov 1, 2019 · Amount on File
Deed Document Number	20219716
Deed Book / Page	8009 / 460
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	8009460
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Mar 2, 2021
Property Address	3612 IRIS ST, INDIAN TRAIL, NC 28079-6519
Document Number	0008009460
Book / Page	8009 / 460
Map Reference	CAB D FILE 976
Instrument Date	Feb 12, 2021
Instrument	9716
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3612 IRIS ST, INDIAN TRAIL, NC 28079-6519

Mortgage

Document Number	0000009717
Date	Mar 2, 2021
Instrument	9717

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 1, 2019
Property Address	3612 IRIS ST, INDIAN TRAIL, NC 28079-6519
Document Number	7506189
Book / Page	007506 / 000189
Instrument Date	Nov 1, 2019
Instrument	33926
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3612 IRIS ST INDIAN TRAIL NC 280796519, INDIAN TRAIL, NC 28079-6519

Mortgage

Document Number	7506191
Date	Nov 1, 2019
Book Page	007506/000191
Instrument	33927

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3612 Iris St was $2,067.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Lake Park Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,000 (-) Land $75,000 Building $226,000	$301,000 (-) Land $75,000 Building $226,000
2025	$2,067.00	$301,000 Land $75,000 Building $226,000	$301,000 Land $75,000 Building $226,000
2023	$1,744.00	$209,000 Land $50,700 Building $158,300	$209,000 Land $50,700 Building $158,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3612 Iris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3612 Iris St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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