3612 Harvard Dr, Apt C, Oceanside, CA 92056 Property Records

San Diego County property record for 3612 Harvard Dr, Apt C, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,350 sqft · built 1966
Lot Size	0.26 acres (1,145 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Oct 2023)
Tax Bill	$6,432 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-292-39-00`

Property Details

APN / Parcel Number

Primary APN	`165-292-39-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,350 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	1,145 sqft (0.26 acres)
View / Lot	Good

Location & Zoning

Street Address	3612 HARVARD DR, C
City	OCEANSIDE
State	CA
Zip	92056-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-B
Legal Description	LOT 94&94A TR 005581
Legal Subdivision	COLLEGE VIEW ESTATES
Legal Tract	005581
Legal Block	3
Legal Lot Number	94
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18517

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3612 HARVARD DR, C, OCEANSIDE, CA 92056-4102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS LLC
Oct 27, 2023	Grant Deed, Transfer · VA Mortgage SECURE CHOICE LENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	2023297345
Prior Transfer Date	Oct 20, 2023
Prior Transfer Doc	0000297344
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3612 HARVARD DR APT C, C, OCEANSIDE, CA 92056-4102
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 HARVARD DR C, C, OCEANSIDE, CA 92056-4102

Mortgage

Document Number	0000324182
Date	Nov 17, 2025
Instrument	2025-0324182

Lender

Name	GO DIRECT LENDERS LLC
Type	Mortgage Company
Address	GLENDALE, CA 91203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2023
Property Address	3612 HARVARD DR APT C, C, OCEANSIDE, CA 92056-4102
Document Number	0000297345
Map Reference	MAP 5581
Instrument Date	Oct 13, 2023
Instrument	2023-0297345
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 HARVARD DR APT C, C, OCEANSIDE, CA 92056-4102

Mortgage

Document Number	0000297346
Date	Oct 27, 2023
Instrument	2023-0297346

Lender

Name	SECURE CHOICE LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$582,624 (+2%) Land $416,160 Building $166,464
2025	$6,432.00 (+288.41%)	$571,200 (+274.06%) Land $408,000 Building $163,200
2023	$1,656.00 (+1.6%) Homeowner's exemption	$152,704 Land $56,245 Building $96,459
2022	$1,630.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile USA, Verizon.

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