3612 Cumbre Ct, Bakersfield, CA 93311 Property Records

Kern County property record for 3612 Cumbre Ct, Bakersfield, CA 93311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 1988
Lot Size	0.138 acres (6,018 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Apr 2019)
Tax Bill	$3,883 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`394-052-63-00-4`

Property Details

APN / Parcel Number

Primary APN	`394-052-63-00-4`
Alternative APNs	`394-052-63-3` `3940526300` `39405263`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
Gross Area	2,409 sqft
1st Floor Area	1,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	6,018 sqft (0.138 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	147 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	394052633
Street Address	3612 CUMBRE CT
City	BAKERSFIELD
State	CA
Zip	93311-2770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4774 , BLOCK , LOT 77
Legal Subdivision	TRACT 4774
Legal Tract	4774
Legal Block	4
Legal Lot Number	77
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	4
Census Block	4004
Census Tract	2820

Owner

3612 Cumbre Ct is owned and occupied by an individual who bought it in April 2019.

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3612 CUMBRE CT, BAKERSFIELD, CA 93311-2770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Apr 23, 2019	Grant Deed, Transfer · Conventional Mortgage RIGHT START MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2019 · Amount on File
Deed Sale	Apr 23, 2019 · Amount on File
Prior Sale	Sep 16, 2016 · Amount on File
Deed Document Number	201945626
Prior Transfer Date	Jun 20, 2007
Prior Transfer Doc	0000136088
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3612 CUMBRE CT, BAKERSFIELD, CA 93311-2770
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 CUMBRE CT, BAKERSFIELD, CA 93311-2770

Mortgage

Document Number	0000003499
Date	Jan 8, 2021
Instrument	221003499

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 23, 2019
Property Address	3612 CUMBRE CT, BAKERSFIELD, CA 93311-2770
Document Number	0000045626
Map Reference	MB 35 PG 158
Instrument Date	Apr 3, 2019
Instrument	219045626
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE BAKERSFIELD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 CUMBRE CT, BAKERSFIELD, CA 93311-2770

Mortgage

Document Number	0000045627
Date	Apr 23, 2019
Instrument	219045627

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3612 Cumbre Ct was $3,883 with a homeowner's exemption.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$269,660 (+2%) Land $68,267 Building $201,393
2025	$3,883.00 Homeowner's exemption	$264,374 Land $66,929 Building $197,445
2023	$3,750.00 (+4.11%) Homeowner's exemption	$254,110 Land $64,331 Building $189,779
2022	$3,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3612 Cumbre Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3612 Cumbre Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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