3612 Cochran Rd, Gainesville, GA 30506 Property Records

Hall County property record for 3612 Cochran Rd, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,888 sqft · built 2001
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2020)
Tax Bill	$4,253 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-114-000-269`

Property Details

APN / Parcel Number

Primary APN	`10-114-000-269`
Alternative APN	`31936`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,888 sqft Heated Area
1st Floor Area	1,785 sqft
Upper Floors Area	893 sqft
Basement Area	1,785 sqft
Unfinished Basement	1,785 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	194 ft deep x 222 ft wide
Garage Area	416 sqft

Exterior Amenities

Porch	Slab
Porch Area	241 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31936
Street Address	3612 COCHRAN RD
City	GAINESVILLE
State	GA
Zip	30506-3635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HANOVER PLACE LT 30
Legal Subdivision	HANOVER
Legal Lot Number	30
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2006
Census Tract	502

Owner

3612 Cochran Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3612 COCHRAN RD, GAINESVILLE, GA 30506-3635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 29, 2022	Deed of Trust, Mortgage SYNOVUS BANK
May 12, 2020	Grant Deed, Transfer · Conventional Mortgage PEACH ST BK
Nov 12, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	20203013
Deed Book / Page	8487 / 418
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3612 COCHRAN RD, GAINESVILLE, GA 30506-3635
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 COCHRAN RD, GAINESVILLE, GA 30506-3635

Mortgage

Document Number	0090010000000454
Date	Nov 30, 2021
Book Page	0000009001/0000000454

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3612 COCHRAN RD, GAINESVILLE, GA 30506-3635
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 COCHRAN RD, GAINESVILLE, GA 30506-3635

Mortgage

Document Number	0092450000000210
Date	Dec 29, 2022
Book Page	0000009245/0000000210

Lender

Name	SYNOVUS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	May 12, 2020
Property Address	3612 COCHRAN RD, GAINESVILLE, GA 30506-3635
Document Number	0084870418
Book / Page	008487 / 000418
Instrument Date	May 11, 2020
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3612 COCHRAN RD GAINESVILLE GA 305063635, GAINESVILLE, GA 30506-3635

Mortgage

Document Number	84870419
Date	May 12, 2020
Book Page	008487/000419

Lender

Name	PEACH ST BK
Type	Bank
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HALL GA
Recording Date	Nov 12, 2019
Property Address	3612 COCHRAN RD, GAINESVILLE, GA 30506-3635
Document Number	0083730229
Book / Page	008373 / 000229
Instrument Date	Oct 1, 2019
Transaction Type	Foreclosure
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$217.10
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	69 WINTERHAWK CV DAWSONVILLE GA 305347238, DAWSONVILLE, GA 30534-7238

Tax Assessment & Valuation

The 2026 property tax bill for 3612 Cochran Rd was $4,253 with a homeowner's exemption, up 2.9% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,253.00 (+2.88%) Homeowner's exemption	$186,440 (+1.08%) Land $14,640 Building $171,800	$466,100 (+1.08%) Land $36,600 Building $429,500
2025	$4,134.00 Homeowner's exemption	$184,440 Land $14,640 Building $169,800	$461,100 Land $36,600 Building $424,500
2023	$4,446.00 (+13.01%) Homeowner's exemption	$171,880 (+18.77%) Land $14,640 Building $157,240	$429,700 (+18.77%) Land $36,600 Building $393,100
2022	$3,934.00 Homeowner's exemption	$144,720 Land $14,640 Building $130,080	$361,800 Land $36,600 Building $325,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3612 Cochran Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3612 Cochran Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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