3612 Bermuda Cir W, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3612 Bermuda Cir W, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,114 sqft · built 1968
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (Sep 2022)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-1-021-00-0`

Property Details

APN / Parcel Number

Primary APN	`031-1-021-00-0`
Alternative APNs	`17400` `10922`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,114 sqft Gross Area
1st Floor Area	2,114 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10922
Street Address	3612 BERMUDA CIR W
City	AUGUSTA
State	GA
Zip	30909-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	KINGSTON (02C00) 022-F
Legal Subdivision	KINGSTON
Legal Block	F
Legal Lot Number	22
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1023
Census Tract	10203

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3612 BERMUDA CIR W, AUGUSTA, GA 30909-2600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Warranty Deed, Transfer · FHA Mortgage BANKSOUTH MORTGAGE
Sep 22, 2022	Warranty Deed, Transfer · FHA Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Mar 29, 2007 · Amount on Record
Deed Document Number	0018601199
Deed Book / Page	1860 / 1199
Record Updated	Jun 7, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Sep 22, 2022
Property Address	3612 BERMUDA CIR W, AUGUSTA, GA 30909-2600
Document Number	0018601199
Book / Page	1860 / 1199
Instrument Date	Sep 22, 2022
Instrument	2022-007306
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 BERMUDA CIR W, AUGUSTA, GA 30909-2600

Mortgage

Document Number	0018600000001202
Date	Sep 27, 2022
Book Page	0000001860/0000001202
Instrument	2022040081

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Sep 22, 2022
Property Address	3612 BERMUDA CIR W, AUGUSTA, GA 30909-2600
Document Number	0018601199
Book / Page	1860 / 1199
Instrument Date	Sep 22, 2022
Instrument	2022-007306
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 BERMUDA CIR W, AUGUSTA, GA 30909-2600

Mortgage

Document Number	2022040081
Date	Sep 22, 2022
Instrument	2022040081

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,932.00 (+41.37%)	$96,648 (+45.55%) Land $12,880 Building $83,768	$241,620 (+45.55%) Land $32,200 Building $209,420
2023	$2,074.00 (-10.06%)	$66,400 (-2.67%) Land $9,240 Building $57,160	$166,000 (-2.67%) Land $23,100 Building $142,900
2022	$2,306.00	$68,219 Land $12,880 Building $55,339	$170,548 Land $32,200 Building $138,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Oct 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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