3611 S Oak Cir, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3611 S Oak Cir, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,588 sqft · built 2003
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jul 2021)
Tax Bill	$6,682 (2026)
Deeds & Mortgages	Jul 2021 Sale Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-50777-0502`

Property Details

APN / Parcel Number

Primary APN	`82-50777-0502`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	4 Stories
Building Area	1,588 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Width	173 ft Width
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3611 S OAK CIR
City	SAINT CLOUD
State	MN
Zip	56301-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 003 BLK 001 SOUTH OAKS SECTION 35 TOWNSHIP 124 RANGE 028 SECTION 35 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	35
Legal Subdivision	SOUTH OAKS
Legal Block	1
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

3611 S Oak Cir is owned and occupied by an individual who bought it in July 2021.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3611 S OAK CIR, SAINT CLOUD, MN 56301-4616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer MISC COMPANY
Aug 28, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Deed Document Number	20211608245
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	00A1578754
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 13, 2021
Property Address	3611 S OAK CIR, SAINT CLOUD, MN 56301-4616
Document Number	00A1608245
Instrument Date	Jun 30, 2021
Instrument	A1608245
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3611 S OAK CIR, SAINT CLOUD, MN 56301-4616

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 28, 2020
Property Address	3611 S OAK CIR, SAINT CLOUD, MN 56301-4616
Document Number	00A1578754
Instrument Date	Aug 27, 2020
Instrument	A1578754
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3611 S OAK CIR, SAINT CLOUD, MN 56301-4616

Tax Assessment & Valuation

The 2026 property tax bill for 3611 S Oak Cir was $6,682.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,682.00	$479,200 (+8.2%) Land $80,000 Building $399,200	$479,200 (+8.2%) Land $80,000 Building $399,200
2025		$442,900 Land $80,000 Building $362,900	$442,900 Land $80,000 Building $362,900
2023	$5,130.00	$413,500 Land $80,000 Building $333,500	$413,500 Land $80,000 Building $333,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3611 S Oak Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3611 S Oak Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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