3611 78th Ave E, Sarasota, FL 34243 Property Records

Manatee County property record for 3611 78th Ave E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1999
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,900 (May 1999)
Tax Bill	$1,898 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20278-1275-5`

Property Details

APN / Parcel Number

Primary APN	`20278-1275-5`
Alternative APN	`3518322027812755`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,562 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	200 sqft
Porch	Screened Porch
Porch Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3611 78TH AVE E
City	SARASOTA
State	FL
Zip	34243-2888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 53 COUNTRY PALMS A SUB PI#20278.1275/5
Legal Range	18E
Legal Township	35S
Legal Section	32
Legal Subdivision	COUNTRY PALMS
Legal Tract	02027800
Legal Lot Number	53
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3005
Census Tract	805

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3611 78TH AVE E, SARASOTA, FL 34243-2888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 27, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 25, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 1999 · Amount on Record
Deed Sale	May 20, 1999 · Amount on Record
Deed Book / Page	1596 / 3738
Prior Transfer Date	Apr 30, 1999
Prior Transfer Doc	1602005137
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Jun 9, 2026
Property Address	3611 78TH AVE E, SARASOTA, FL 34243-2888
Document Number	0000066625
Instrument Date	Jun 1, 2026
Instrument	202666625
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3611 78TH AVE E, SARASOTA, FL 34243-2888

Mortgage

Document Number	0000066625,
Date	Jun 9, 2026
Instrument	202666625

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3611 78TH AVE E, SARASOTA, FL 34243-2888
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202141010593
Date	Jan 27, 2021
Instrument	202141010593

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3611 78TH AVE E, SARASOTA, FL 34243-2888
Document Number	0028157434
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3611 78TH AVE E SARASOTA FL 342432888, SARASOTA, FL 34243-2888

Mortgage

Document Number	0028157434
Date	Dec 4, 2019
Book Page	002815/007434
Instrument	41121356

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,604 (+2.7%)	$332,120 (-0.29%) Land $56,100 Building $276,020
2025	$1,898.00 (+3.89%) Homeowner's exemption	$148,592 (+5.99%)	$333,080 (-3.48%) Land $56,100 Building $276,980
2024	$1,827.00 (+2.76%)
2023	$1,778.00 (+3.79%) Homeowner's exemption	$140,198 (+3%)	$345,078 (+5.97%) Land $56,100 Building $288,978
2022	$1,713.00 Homeowner's exemption	$136,115	$325,649 Land $55,000 Building $270,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	14 of 40
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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