3610 Twisted Oak Rd, Sturgis, SD 57785 Property Records

Meade County property record for 3610 Twisted Oak Rd, Sturgis, SD 57785

Property Summary

Property TypeSingle Family Home
Lot Size1.57 acres (68,389 sqft)
Owner2 Individual Names on Record
Tax Bill$9,437 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jul 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN01.0F.01.13

Property Details

APN / Parcel Number

Primary APN01.0F.01.13

Exterior

Lot Area68,389 sqft (1.57 acres)

Location & Zoning

Street Address3610 TWISTED OAK RD
CitySTURGIS
StateSD
Zip57785-2904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEED HIDDEN VALLEY ESTATES SUB LOT 13 BLK 1
Legal SubdivisionHIDDEN VALLEY ESTATES SUB
Legal Block1
Legal Lot Number13
JurisdictionMEADE SD
Township / Civil DivisionSTURGIS
Census Block Group4
Census Block4006
Census Tract20402

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3610 TWISTED OAK RD, STURGIS, SD 57785-2904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Line of Credit
ROCKET MORTGAGE LLC
Jul 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
PIONEER BANK
May 31, 2023Deed of Trust, Mortgage · Line of Credit
PIONEER BANK
Jun 14, 2022Quit Claim Deed, Transfer
Quitclaim
Jan 4, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address3610 TWISTED OAK RD, STURGIS, SD 57785-2904
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01005/1042
DateFeb 13, 2026
Book Page1005/1042
Instrument26000852
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 1, 2041
Interest
Rate TypeAdjustable Rate

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address3610 TWISTED OAK RD, STURGIS, SD 57785-2904
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00964/1984
DateJul 13, 2022
Book Page964/1984
Instrument22004582
Lender
NamePIONEER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term8 Months
DueMar 1, 2023
Interest
Rate TypeFixed Rate

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address3610 TWISTED OAK RD, STURGIS, SD 57785-2904
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00975/1278
DateMay 31, 2023
Book Page975/1278
Instrument23002955
Lender
NamePIONEER BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMEADE SD
Recording DateJun 14, 2022
Property Address3610 TWISTED OAK RD, STURGIS, SD 57785-2904
Document Number00952/1693
Book / Page952 / 1693
Map ReferenceMB 27 PG 188-189
Instrument DateJun 10, 2022
Instrument22003866
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address420 INDUSTRIAL DR, SPEARFISH, SD 57783-3352

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address884 EMMA, SAINT ONGE, SD 57779

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateJan 4, 2022
Property Address3610 TWISTED OAK RD, STURGIS, SD 57785-2904
Document Number000952/807
Book / Page952 / 807
Map ReferenceMB 27 PG 188-189
Instrument DateJan 4, 2022
Instrument22000080
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
Tax$82.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13406 SD HWY 79, 79, STURGIS, SD 57785

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 INDUSTRIAL DR STE 2, 2, SPEARFISH, SD 57783-3353

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySturgis City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$703,112 (-) Land $96,479 Building $606,633$703,112 (-) Land $96,479 Building $606,633
2025$9,437.00 (+0.18%) Additional exemption filed$703,112 (+779.99%) Land $96,479 Building $606,633$703,112 Land $96,479 Building $606,633
2024$9,420.00 (+595.2%)
2023$79,900 (-) Land $79,900
2022$1,355.00$79,900 Land $79,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 79% of South Dakota
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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