Chesapeake City property record for 3610 Sumner Xing, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,469 sqft · built 2019 |
| Lot Size | 1.13 acres (49,571 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Aug 2019) |
| Tax Bill | $8,184 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2021 Line of Credit + 2 more |
| APN | 0101016000100 |
| Primary APN | 0101016000100 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,469 sqft Living Area |
| 1st Floor Area | 4,206 sqft |
| Upper Floors Area | 1,469 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 49,571 sqft (1.13 acres) |
| Garage Type | Attached |
| Garage Area | 543 sqft |
| Porch | Porch |
| Porch Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3610 SUMNER XING |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-4036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 10 MARTINS POINT |
| Legal Subdivision | MARTINS POINT |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 21603 |
3610 Sumner Xing is owned and occupied by two individuals who bought it in August 2019.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3610 SUMNER XING, CHESAPEAKE, VA 23321-4036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2020 | Deed of Trust, Mortgage · ARM LANGLEY FEDERAL CREDIT UNION |
| Aug 9, 2021 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Aug 7, 2019 | Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK MORTGAGE |
| Jun 3, 2019 | Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on File |
| Deed Sale | Aug 7, 2019 · Amount on File |
| Prior Sale | Jun 3, 2019 · Amount on File |
| Deed Document Number | 201920464 |
| Deed Book / Page | 10041 / 1456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3610 SUMNER XING, CHESAPEAKE, VA 23321-4036 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 10195/1981 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 10195/1981 |
| Instrument | 200026866 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3610 SUMNER XING, CHESAPEAKE, VA 23321-4036 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010423/561 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 10423/561 |
| Instrument | 210036177 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Jul 29, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 7, 2019 |
| Property Address | 3610 SUMNER XING, CHESAPEAKE, VA 23321-4036 |
| Document Number | 10041/1456 |
| Book / Page | 10041 / 1456 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 190020464 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3522 CIDER LN, SUFFOLK, VA 23435-3773 |
| Document Number | 0190020465 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 190020465 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Mar 1, 2031 |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 3, 2019 |
| Property Address | 3610 SUMNER XING, CHESAPEAKE, VA 23321-4036 |
| Document Number | 10017/1047 |
| Book / Page | 10017 / 1047 |
| Instrument Date | May 15, 2019 |
| Instrument | 190013137 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3200 TYRE NECK RD, PORTSMOUTH, VA 23703-3329 |
| Document Number | 0190013138 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 190013138 |
| Name | TOWNEBANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3610 Sumner Xing was $8,184.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $869,000 (+7.24%) Land $200,000 Building $669,000 | $869,000 (+7.24%) Land $200,000 Building $669,000 | |
| 2025 | $8,184.00 | $810,300 Land $190,000 Building $620,300 | $810,300 Land $190,000 Building $620,300 |
| 2023 | $770,000 (+5.13%) Land $180,000 Building $590,000 | $770,000 (+5.13%) Land $180,000 Building $590,000 | |
| 2022 | $7,397.00 | $732,400 Land $165,000 Building $567,400 | $732,400 Land $165,000 Building $567,400 |
| 2019 | $1,470.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3610 Sumner Xing; there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 10 (2008–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3610 Sumner Xing is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORTSMOUTH |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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