3610 San Onofre Ave, Merced, CA 95348 Property Records

Merced County property record for 3610 San Onofre Ave, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,908 sqft · built 2007
Lot Size	0.1 acres (4,351 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2021)
Tax Bill	$3,395 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-176-028-000`

Property Details

APN / Parcel Number

Primary APN	`206-176-028-000`
Alternative APN	`206-176-028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	4,351 sqft (0.1 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Patio Area	31 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	206-176-028
Street Address	3610 SAN ONOFRE AVE
City	MERCED
State	CA
Zip	95348-8405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	COTTAGES AT EL RODONDO UNIT NO 1 LOT 27
Legal Subdivision	COTTAGES AT EL RODONDO
Legal Lot Number	27
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1027
Census Tract	1008

Owner

3610 San Onofre Ave is owned and occupied by an individual who bought it in May 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3610 SAN ONOFRE AVE, MERCED, CA 95348-8405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 17, 2021	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jan 2, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Aug 12, 2016 · Amount on File
Deed Document Number	202122059
Prior Transfer Date	Jul 21, 2006
Prior Transfer Doc	0000052853
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3610 SAN ONOFRE AVE, MERCED, CA 95348-8405
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 SAN ONOFRE AVE, MERCED, CA 95348-8405

Mortgage

Document Number	0000025601
Date	Jul 8, 2022
Instrument	2022025601

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2047

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 17, 2021
Property Address	3610 SAN ONOFRE AVE, MERCED, CA 95348-8405
Document Number	0000022059
Map Reference	MB 66 PG 5-9
Instrument Date	May 12, 2021
Instrument	2021022059
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 SAN ONOFRE AVE, MERCED, CA 95348-8405

Mortgage

Document Number	0000022060
Date	May 17, 2021
Instrument	2021022060

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3610 SAN ONOFRE AVE, MERCED, CA 95348-8405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023437
Date	Aug 1, 2018
Instrument	2018023437

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	WOODLAND HILLS, CA 91367

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3610 SAN ONOFRE AVE, MERCED, CA 95348-8405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000109
Date	Jan 2, 2020
Instrument	2020000109

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3610 San Onofre Ave was $3,395 with a veteran's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,426 (+2%) Land $93,846 Building $292,580
2025	$3,395.00 Disabled Person's exemption Veteran's exemption	$378,850 Land $92,006 Building $286,844
2023	$3,260.00 (-0.06%) Disabled Person's exemption Veteran's exemption	$364,140 Land $88,434 Building $275,706
2022	$3,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3610 San Onofre Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3610 San Onofre Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

Nearby Properties on San Onofre Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures