3610 Phifer Rd, Wingate, NC 28174 Property Records

Union County property record for 3610 Phifer Rd, Wingate, NC 28174

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,652 sqft · built 2024
Lot Size	33.6 acres (1,464,269 sqft)
Owner	Company Name on File
Last Sale	$5,914,000 (Oct 2023)
Tax Bill	$6,236 (2025)
Deeds & Mortgages	Oct 2023 Sale Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-242-026`

Property Details

APN / Parcel Number

Primary APN	`02-242-026`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,652 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	1,464,269 sqft (33.6 acres)
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3610 PHIFER RD
City	WINGATE
State	NC
Zip	28174-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-20 WING
Legal Description	33.615A OPCS781
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	3
Census Block	3036
Census Tract	20701

Owner

3610 Phifer Rd is owned by a company that bought it in October 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	5350 77 CENTER DR, 100, CHARLOTTE, NC 28217-2782
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Special Warranty Deed, Transfer
Oct 22, 2021	Deed of Trust, Mortgage AMERICAN BANK OF THE CAROLINAS
Aug 19, 2022	Warranty Deed, Transfer
Aug 19, 2022	Warranty Deed, Transfer
Aug 19, 2022	Warranty Deed, Transfer
May 4, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Dec 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	May 4, 2021 · Amount on File
Deed Document Number	202324847
Deed Book / Page	8796 / 152
Prior Transfer Date	Dec 5, 2017
Prior Transfer Doc	7066514
Record Updated	Oct 29, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 12, 2023
Property Address	3610 PHIFER RD, WINGATE, NC 28174-8300
Document Number	0000879615
Book / Page	8796 / 15
Instrument Date	Oct 11, 2023
Instrument	24847
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount on Record
Tax	$11,828.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2805 WALKUP AVE, MONROE, NC 28110-3990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5350 77 CENTER DR STE 100, 100, CHARLOTTE, NC 28217-2782
Investor	Possibly a Property Investor

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3610 PHIFER RD, WINGATE, NC 28174-8300
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 WALKUP AVE, MONROE, NC 28110-3990

Mortgage

Document Number	0008289593
Date	Oct 22, 2021
Book Page	8289/593
Instrument	50701

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank
Address	MONROE, NC 28111

Agreement

Amount	Amount on Record

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 19, 2022
Property Address	3610 PHIFER RD, WINGATE, NC 28174-8300
Document Number	0008552350
Book / Page	8552 / 350
Instrument Date	Aug 19, 2022
Instrument	29428
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 WALKUP AVE, MONROE, NC 28110-3990

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 19, 2022
Property Address	3610 PHIFER RD, WINGATE, NC 28174-8300
Document Number	0008552352
Book / Page	8552 / 352
Instrument Date	Aug 19, 2022
Instrument	29429
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 WALKUP AVE, MONROE, NC 28110-3990

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 19, 2022
Property Address	3610 PHIFER RD, WINGATE, NC 28174-8300
Document Number	0008552354
Book / Page	8552 / 354
Instrument Date	Aug 19, 2022
Instrument	29430
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 WALKUP AVE, MONROE, NC 28110-3990

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 4, 2021
Property Address	3610 PHIFER RD, WINGATE, NC 28174-8300
Document Number	0008089501
Book / Page	8089 / 501
Instrument Date	May 3, 2021
Instrument	21204
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$2,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	329 ALBERTA DR, 329, NORWOOD, NC 28128-8409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 WALKUP AVE, MONROE, NC 28110-3990

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Dec 7, 2017
Property Address	3610 PHIFER RD, WINGATE, NC 28174-8300
Document Number	7066514
Book / Page	007066 / 000514
Instrument Date	Dec 1, 2017
Instrument	35759
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3802 FAITH CHURCH RD INDIAN TRAIL NC 280796538, INDIAN TRAIL, NC 28079-6538

Tax Assessment & Valuation

The 2025 property tax bill for 3610 Phifer Rd was $6,236.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,800 (-56.62%) Land $357,800	$357,800 (-56.62%) Land $357,800
2025	$6,236.00	$824,800 Land $618,600 Building $206,200	$824,800 Land $618,600 Building $206,200
2023	$9,119.00	$916,500 Land $460,800 Building $455,700	$916,500 Land $460,800 Building $455,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3610 Phifer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3610 Phifer Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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