3610 Pawleys Loop S, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3610 Pawleys Loop S, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,434 sqft Heated Area
Lot Size	10,149 sqft (0.232 acres)
Occupancy	Owner Occupied
Last Sale	$211,000 (2008)
Tax Bill	$3,013.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`120827`
Alternative APN	`152630070000014630`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,434 sqft Heated Area
Gross Area	3,074 sqft Gross Area
1st Floor	2,434 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,149 sqft (0.232 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage
Porch	Open Porch
Porch Area	240 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	120827
Street Address	3610 PAWLEYS LOOP S
City	SAINT CLOUD
State	FL
Zip	34769-7110
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 463
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	1
Legal Lot Number	463
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3029
Census Tract	43208

Owner

Source: Osceola County records · APN 120827

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3610 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7110
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 03, 2008 · Amount on Record
Deed Sale	Nov 03, 2008 · Amount on Record
Prior Sale	Jul 06, 2006 · Amount on Record
Deed Doc Number	2008179567
Deed Book / Page	3760 / 0161
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,013.00 (+10.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$144,352 (+5.99%)	$378,800 (+9.54%) Land $85,000 Building $293,800
2023	$2,725.00 (-11.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$136,199 (+3%)	$345,800 (+10.69%) Land $75,000 Building $270,800
2022	$3,082.00 Homeowner's exemption	$132,233	$312,400 Land $70,000 Building $242,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.