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3610 James St, McHenry, IL 60050 Property Records

McHenry County property record for 3610 James St, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,244 sqft · built 1970
Lot Size0.2 acres (8,712 sqft)
Owner2 Company Names on Record
Last Sale$75,000 (Dec 2010)
Tax Bill$6,542 (2024)
Deeds & MortgagesMar 2026 Mortgage
Dec 2025 Transfer
Flood ZoneZone X (minimal risk)
APN09-35-132-009

Property Details

APN / Parcel Number

Primary APN09-35-132-009

Interior

Full Baths2.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,244 sqft Living Area
1st Floor Area1,244 sqft
Basement Area1,244 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleA-Frame
Exterior MaterialCombination
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage Area312 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3610 JAMES ST
CityMCHENRY
StateIL
Zip60050-5221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2010R0058244 NWLY 66FT LT 13 BLK 9 ORIG PLAT W MCHENRY CITY OF MCHENRY
Legal SubdivisionORIG PLAT W MCHENRY
Legal Block9
Legal Lot Number13
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2000
Census Tract870606

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1211 SE 40TH TER, CAPE CORAL, FL 33904-7972
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Dec 19, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2010 · Amount on Record
Deed SaleDec 17, 2010 · Amount on Record
Deed Document Number201058244
Last Transfer DateDec 12, 2025
Transfer Doc0000035773
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3610 JAMES ST, MCHENRY, IL 60050-5221
Transaction TypeMortgage
Record UpdatedMar 25, 2026
Title CompanyGREATER ILLINOIS TITLE COMPANY, GIT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1211 SE 40TH TER, CAPE CORAL, FL 33904-7972

Mortgage

Document Number0000006567
DateMar 12, 2026
Instrument2026R0006567
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate6.25%

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateDec 19, 2025
Property Address3610 JAMES ST, MCHENRY, IL 60050-5221
Document Number0000035773
Map ReferenceMB 24 PG 22
Instrument DateDec 2, 2025
Instrument2025R0035773
Transaction TypeTransfer
Record UpdatedDec 31, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1211 SE 40TH TER, CAPE CORAL, FL 33904-7972

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,542.00$77,340 (+20.31%) Land $11,770 Building $65,570$232,020 (+20.31%) Land $35,310 Building $196,710
2022$64,282 Land $9,783 Building $54,499$192,846 Land $29,349 Building $163,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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