3610 Hillcrest Rd, Dubuque, IA 52002 Property Records

Dubuque County property record for 3610 Hillcrest Rd, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,144 sqft · built 1974
Lot Size	0.167 acres (7,280 sqft)
Owner	Individual Name on Record
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-403-007`

Property Details

APN / Parcel Number

Primary APN	`10-21-403-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	543 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	7,280 sqft (0.167 acres)
Lot Dimensions	104 ft deep x 70 ft wide
Deck Area	192 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3610 HILLCREST RD
City	DUBUQUE
State	IA
Zip	52002-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 6 BLK 16 KEY KNOLLS SUB
Legal Range	02E
Legal Township	89N
Legal Section	21
Legal Subdivision	KENNEDY
Legal Block	16
Legal Lot Number	6
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1018
Census Tract	1205

Owner

Source: Dubuque County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3610 HILLCREST RD, DUBUQUE, IA 52002-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Jan 11, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit DUPACO CMNTY CU
Oct 26, 2016	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019
Deed Sale	Sep 19, 2019
Prior Sale	Aug 1, 2006 · Amount on Record
Deed Document Number	201911154
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Jul 27, 2026
Property Address	3610 HILLCREST RD, DUBUQUE, IA 52002-2732
Document Number	0000008161
Instrument Date	Jul 22, 2026
Instrument	20268161
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 HILLCREST RD, DUBUQUE, IA 52002-2732

Mortgage

Document Number	0000008161,
Date	Jul 27, 2026
Instrument	20268161

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3610 HILLCREST RD, DUBUQUE, IA 52002-2732
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001178
Date	Feb 8, 2023
Instrument	2023-00001178

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3610 HILLCREST RD, DUBUQUE, IA 52002-2732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 HILLCREST RD, DUBUQUE, IA 52002-2732

Mortgage

Document Number	0000000483
Date	Jan 11, 2021
Instrument	2021-00000483

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Nov 1, 2046

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3610 HILLCREST RD, DUBUQUE, IA 52002-2732
Document Number	0000008650
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 HILLCREST RD DUBUQUE IA 520022732, DUBUQUE, IA 52002-2732

Mortgage

Document Number	0000008650
Date	Jul 27, 2018
Instrument	8650

Lender

Name	DUPACO CMNTY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 26, 2043

Interest

Rate Type	Adjustable Rate

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3610 HILLCREST RD, DUBUQUE, IA 52002-2732
Document Number	0000000023
Instrument Date	Oct 26, 2016
Transaction Type	Mortgage
Record Updated	Apr 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 HILLCREST RD DUBUQUE IA 520022732, DUBUQUE, IA 52002-2732

Mortgage

Document Number	0000000023
Date	Jan 3, 2017
Instrument	23

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,724.00 Homeowner's exemption	$218,300 (+9.31%) Land $40,700 Building $177,600	$218,300 (+9.31%) Land $40,700 Building $177,600
2024	$2,724.00 (+5.83%)
2023		$199,700 (+26.26%) Land $35,400 Building $164,300	$199,700 (+26.26%) Land $35,400 Building $164,300
2022	$2,574.00 Homeowner's exemption	$158,160 Land $31,820 Building $126,340
2021			$158,160 Land $31,820 Building $126,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1999 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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