3610 Buffalo Trl, Temple, TX 76504 Property Records

Bell County property record for 3610 Buffalo Trl, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,076 sqft · built 1965
Lot Size	0.479 acres (20,878 sqft)
Owner	Individual Name on Record
Tax Bill	$6,074 (2023)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0132800000`

Property Details

APN / Parcel Number

Primary APN	`0132800000`
Alternative APNs	`122123` `818618`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	2,076 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Gravel
Lot Area	20,878 sqft (0.479 acres)
Lot Dimensions	146 ft deep x 143 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	818618
Street Address	3610 BUFFALO TRL
City	TEMPLE
State	TX
Zip	76504-3652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	WESTERN HILLS, BLOCK 002, LOT 0009
Legal Subdivision	WESTERN HILLS
Legal Block	2
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2005
Census Tract	21202

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3610 BUFFALO TRL, TEMPLE, TX 76504-3652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage MASSACHUSETTS INSTITUTE OF TECH FCU
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022
Deed Sale	Oct 28, 2022
Prior Sale	Nov 1, 2016
Deed Document Number	2022066310
Record Updated	Jun 7, 2026

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 28, 2022
Property Address	3610 BUFFALO TRL, TEMPLE, TX 76504-3652
Document Number	0000066310
Map Reference	CAB A SL 301-D
Instrument Date	Oct 27, 2022
Instrument	2022066310
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	SPARK TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 BUFFALO TRL, TEMPLE, TX 76504-3652

Mortgage

Document Number	0000066311
Date	Oct 28, 2022
Instrument	2022066311

Lender

Name	MASSACHUSETTS INSTITUTE OF TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	6.99%
Index	1-Year LIBOR
Max Rate	9.99%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3610 BUFFALO TRL, TEMPLE, TX 76504-3652
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	ORTRIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037632
Date	Jun 13, 2022
Instrument	2022037632

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,074.00 (+27.26%) Homeowner's exemption	$339,186 Land $32,000 Building $307,186	$339,186 Land $32,000 Building $307,186
2022	$4,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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