361 White Oak Cir, Maitland, FL 32751 Property Records

Orange County property record for 361 White Oak Cir, Maitland, FL 32751

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,273 sqft · built 1974
Lot Size0.29 acres (12,630 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Dec 2019)
Tax Bill$8,972 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN25-21-29-5473-00-390

Property Details

APN / Parcel Number

Primary APN25-21-29-5473-00-390
Alternative APNs
  • 292125547300390
  • 314953
  • 320229
  • 324576

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,273 sqft Living Area
Gross Area3,022 sqft
1st Floor Area2,143 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,630 sqft (0.29 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area281 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address361 WHITE OAK CIR
CityMAITLAND
StateFL
Zip32751-4862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionMAITLAND GROVE UNIT 1 3/80 LOT 39
Legal Range29E
Legal Township21S
Legal Section25
Legal SubdivisionMAITLAND GROVE UT 1
Legal Tract5473
Legal Lot Number39
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group2
Census Block2026
Census Tract15501

Owner

361 White Oak Cir is owned and occupied by an individual who bought it in December 2019.

Source: Orange County records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing Address361 WHITE OAK CIR, MAITLAND, FL 32751-4862
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2019Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 19, 2019Deed of Trust, Mortgage · Conventional with PMI
CROSSCOUNTRY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2019 · Amount on File
Deed SaleDec 26, 2019 · Amount on File
Prior SaleNov 3, 2004 · Amount on File
Deed Document Number2019803441
Record UpdatedJun 8, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 26, 2019
Property Address361 WHITE OAK CIR, MAITLAND, FL 32751-4862
Document Number0000803441
Map ReferenceMB 3 PG 80
Instrument DateDec 19, 2019
Instrument20190803441
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address98 SPRING LN, 98, WINTER PARK, FL 32789-6063

Transferred To (Grantee/Buyer)

NameVerified Name
Address361 WHITE OAK CIR, MAITLAND, FL 32751-4862

Mortgage

Document Number0000803442
DateDec 26, 2019
Instrument20190803442
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address361 WHITE OAK CIR, MAITLAND, FL 32751-4862
Document Number0000807535
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address361 WHITE OAK CIR MAITLAND FL 327514862, MAITLAND, FL 32751-4862

Mortgage

Document Number0000807535
DateDec 27, 2019
Instrument807535
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 361 White Oak Cir was $8,972, up 12.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityMaitland City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$536,690 (-2.47%) Land $160,000 Building $376,690$536,690 (-2.47%) Land $160,000 Building $376,690
2025$8,972.00 (+12.81%) Homeowner's exemption Widower's exemption$550,290 Land $160,000 Building $390,290$550,290 Land $160,000 Building $390,290
2024$7,953.00 (+12.86%)
2023$7,047.00 (+25.59%)$508,647 (+38.51%) Land $160,000 Building $348,647$508,647 (+38.51%) Land $160,000 Building $348,647
2022$5,611.00$367,229 Land $120,000 Building $247,229$367,229 Land $120,000 Building $247,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 361 White Oak Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims3 (1979–2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 361 White Oak Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAITLAND, CITY OF (3 WPS)
serves 13,370 people · EPA ID FL3480203
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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