Lucas County property record for 361 S River Rd, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,555 sqft · built 1952 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,000 (Apr 2017) |
| Tax Bill | $3,808 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 96-02614 |
| Primary APN | 96-02614 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| 1st Floor Area | 1,555 sqft |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 150 ft deep x 92 ft wide |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 361 S RIVER RD |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 39-R1 |
| Legal Description | RIVER TRACT NO 39 NE 91.88 FT SW 551.28 FT IN CEN RIVER RD OF NE |
| Legal Subdivision | RIVER TR 39 |
| Legal Tract | 39 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | ROCHE DE BOEUF |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 8906 |
Source: Lucas County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 361 S RIVER RD, WATERVILLE, OH 43566-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Apr 25, 2017 | Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Prior Sale | Sep 12, 2013 |
| Deed Document Number | 17102683 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 361 S RIVER RD, WATERVILLE, OH 43566-1524 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044937 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 202108240044937 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Apr 25, 2017 |
| Property Address | 361 S RIVER RD, WATERVILLE, OH 43566-1524 |
| Document Number | 0000017547 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 17547 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2017 |
| Title Company | LVL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $504.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3615 RIVEL RD WATERVILLE OH 43566, WATERVILLE, OH 43566 |
| Document Number | 17548 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 17548 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2047 |
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Waterville City |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,808.00 (+4.79%) | $74,935 (-) Land $26,880 Building $48,055 | |
| 2024 | $3,634.00 (+6.29%) | $74,935 (+19.74%) Land $26,880 Building $48,055 | $214,100 (+19.74%) Land $76,800 Building $137,300 |
| 2023 | $3,419.00 (-0.96%) | $62,580 (-) Land $22,820 Building $39,760 | |
| 2022 | $3,452.00 Homeowner's exemption | $62,580 Land $22,820 Building $39,760 | |
| 2021 | $178,800 Land $65,200 Building $113,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE CITY serves 6,500 people · EPA ID OH4801503 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Amplex Wireless, AT&T, Brightspeed, MetaLINK Technologies.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures