361 Royle Rd, Ladson, SC 29456 Property Records

Berkeley County property record for 361 Royle Rd, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	1,305 sqft · built 2013
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2023)
Tax Bill	$5,594 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232-00-02-004`

Property Details

APN / Parcel Number

Primary APN	`232-00-02-004`

Interior

Stories	1 Story
Building Area	1,305 sqft Finished Area
Gross Area	1,625 sqft
1st Floor Area	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	109,336 sqft (2.51 acres)
Porch	Slab
Porch Area	320 sqft

Location & Zoning

Street Address	361 ROYLE RD
City	LADSON
State	SC
Zip	29456-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 454PINE VISTA SUBDTRACTS A B & C
Legal Subdivision	ROYAL ROAD AREA & PINEVISTA
Legal Tract	A
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2022
Census Tract	20714

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	361 ROYLE RD, LADSON, SC 29456-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Apr 22, 2026	Deed of Trust · Conventional Mortgage CITADEL SERVICING CORPORATION
Apr 19, 2023	Deed, Transfer · Conventional Mortgage NP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Deed Document Number	202311352
Deed Book / Page	4535 / 640
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Apr 22, 2026
Property Address	361 ROYLE RD, LADSON, SC 29456-3426
Document Number	05549/0276
Book / Page	5549 / 276
Instrument Date	Apr 21, 2026
Instrument	202613780
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 ALPINE RD, SUMMERVILLE, SC 29485-9089

Mortgage

Document Number	0000013780,
Date	Apr 22, 2026
Book Page	5549/276
Instrument	202613780

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Apr 22, 2026
Property Address	361 ROYLE RD, LADSON, SC 29456-3426
Document Number	0000013780
Book / Page	5549 / 276
Instrument Date	Apr 21, 2026
Instrument	2026.13780
Record Updated	Apr 29, 2026
Title Company	SIMPLIFILE (RECORDING SERVIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 ALPINE RD, SUMMERVILLE, SC 29485-9089

Mortgage

Document Number	0000013780,
Date	Apr 22, 2026
Book Page	5549/276
Instrument	2026.13780

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 19, 2023
Property Address	361 ROYLE RD, LADSON, SC 29456-3426
Document Number	04535/0640
Book / Page	4535 / 640
Map Reference	MB O PG 78
Instrument Date	Apr 17, 2023
Instrument	2023011352
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 ROYLE RD, LADSON, SC 29456-3426

Mortgage

Document Number	2023011353
Date	Apr 19, 2023
Instrument	2023011353

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,300 (+1,566.67%) Land $124,300 Building $256,000	$380,300 (-) Land $124,300 Building $256,000
2025	$5,594.00 (+1.12%)	$22,818 (-) Land $7,458 Building $15,360	$380,300 (-) Land $124,300 Building $256,000
2024	$5,532.00 (+128.78%)	$22,818 (+166.94%) Land $7,458 Building $15,360	$380,300 (+113.65%) Land $124,300 Building $256,000
2022	$2,418.00	$8,548 Land $5,969 Building $2,579	$178,000 Land $124,300 Building $53,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Also Mapped Here	CHARLESTON WATER SYSTEM
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Home Telecom, Spectrum, T-Mobile.

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