361 Reef Point Cir, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 361 Reef Point Cir, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,925 sqft · built 1995
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$197,000 (Aug 2012)
Tax Bill	$9,006 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`265489 078.18-4-72`

Property Details

APN / Parcel Number

Primary APN	`265489 078.18-4-72`
Alternative APNs	`54890781800004072000` `07818472`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,925 sqft Living Area
1st Floor Area	1,488 sqft
Upper Floors Area	437 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Wood
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	73.3 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07818472
Street Address	361 REEF POINT CIR
City	WEBSTER
State	NY
Zip	14580-1776
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L36 T14 R7 GORE TRACT HILLSBORO COVE PH 4 LR3501 283-77
Legal Subdivision	HILLSBORO COVE SUBDIVISION
Legal Block	4
Legal Lot Number	72.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2004
Census Tract	11201

Owner

361 Reef Point Cir, a townhouse, is owned and occupied by two individuals who bought it in August 2012.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	361 REEF POINT CIR, WEBSTER, NY 14580-1776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2012 · Amount on File
Deed Sale	Aug 30, 2012 · Amount on File
Prior Sale	Jun 15, 1995 · Amount on File
Deed Document Number	2012786
Deed Book / Page	11161 / 582
Prior Transfer Date	May 22, 2008
Prior Transfer Doc	0000000416
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	361 REEF POINT CIR, WEBSTER, NY 14580-1776
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001153
Date	Aug 23, 2022
Book Page	30029/243
Instrument	202208231153

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 361 Reef Point Cir was $9,006 with exemptions applied, up 20.2% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,006.00 (+20.18%) Homeowner's exemption Senior Citizen's exemption
2025	$7,494.00	$184,700 Land $16,500 Building $168,200	$384,800 Land $34,376 Building $350,424
2023		$184,700 (-) Land $16,500 Building $168,200	$318,400 (+10.33%) Land $28,444 Building $289,956
2022		$184,700 Land $16,500 Building $168,200	$288,600 Land $25,782 Building $262,818
2021	$7,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 361 Reef Point Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 361 Reef Point Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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