Union County property record for 361 Rayland St, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,650 sqft · built 2021 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $678 (Apr 2022) |
| Tax Bill | $3,896 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-177-115 |
| Primary APN | 09-177-115 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,650 sqft Total Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Lot Area | 7,187 sqft (0.165 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 361 RAYLAND ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #223 KELLERTON PLACE PH1 MAP2 OPCP648 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 20401 |
361 Rayland St is owned and occupied by two individuals who bought it in April 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 361 RAYLAND ST, MONROE, NC 28110-8372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on File |
| Deed Sale | Apr 18, 2022 · Amount on File |
| Deed Document Number | 202214334 |
| Deed Book / Page | 4856 / 473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 18, 2022 |
| Property Address | 361 RAYLAND ST, MONROE, NC 28110-8372 |
| Document Number | 0008456473 |
| Book / Page | 8456 / 473 |
| Map Reference | CAB P FILE 648-649 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 14334 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $678.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5350 77 CENTER DR # DR100, DR100, CHARLOTTE, NC 28217-2781 |
| Name | Verified Name |
|---|---|
| Address | 361 RAYLAND ST, MONROE, NC 28110-8372 |
| Document Number | 0000014335 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 14335 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2042 |
The 2025 property tax bill for 361 Rayland St was $3,896.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,700 (-) Land $77,300 Building $368,400 | $445,700 (-) Land $77,300 Building $368,400 | |
| 2025 | $3,896.00 | $445,700 Land $77,300 Building $368,400 | $445,700 Land $77,300 Building $368,400 |
| 2023 | $3,346.00 | $306,900 Land $47,500 Building $259,400 | $306,900 Land $47,500 Building $259,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 361 Rayland St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 361 Rayland St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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