361 Penfield Ave, Elyria, OH 44035 Property Records

Lorain County property record for 361 Penfield Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,245 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual on Record
Last Sale	$78,000 (Jan 2007)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jul 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-026-114-010`

Property Details

APN / Parcel Number

Primary APN	`06-24-026-114-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,245 sqft Living Area
Gross Area	1,485 sqft
1st Floor Area	702 sqft
Basement Area	550 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	245 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	361 PENFIELD AVE
City	ELYRIA
State	OH
Zip	44035-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANNON 2 60 X 135
Legal Subdivision	BANNON 2
Legal Tract	24
Legal Block	114
Legal Lot Number	57
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3005
Census Tract	70500

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	361 PENFIELD AVE, ELYRIA, OH 44035-3236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 10, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2021	Transfer on Death Deed, Transfer
Mar 24, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2007 · Amount on Record
Deed Sale	Jan 22, 2007 · Amount on Record
Prior Sale	Aug 28, 2001 · Amount on Record
Deed Document Number	2007186660
Last Transfer Date	Jul 9, 2024
Transfer Doc	0000018998
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	361 PENFIELD AVE, ELYRIA, OH 44035-3236
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 PENFIELD AVE, ELYRIA, OH 44035-3236

Mortgage

Document Number	0000049691
Date	Apr 21, 2025
Instrument	2025-0049691

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 10, 2024
Property Address	361 PENFIELD AVE, ELYRIA, OH 44035-3236
Document Number	0000018998
Map Reference	VOL 14 PG 20
Instrument Date	Jul 3, 2024
Instrument	2024-0018998
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 PENFIELD AVE, ELYRIA, OH 44035-3236

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 24, 2021
Property Address	361 PENFIELD AVE, ELYRIA, OH 44035-3236
Document Number	0000808978
Map Reference	VOL 14 PG 20
Instrument Date	Mar 19, 2021
Instrument	2021-0808978
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 PENFIELD AVE, ELYRIA, OH 44035-3236

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Mar 24, 2021
Property Address	361 PENFIELD AVE, ELYRIA, OH 44035-3236
Document Number	0000809025
Instrument Date	Mar 19, 2021
Instrument	2021-0809025
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 PENFIELD AVE, ELYRIA, OH 44035-3236

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (-2.87%)	$46,680 (-0.01%) Land $9,070 Building $37,610	$133,380 (-) Land $25,920 Building $107,460
2024	$2,263.00 (+25.3%)	$46,683 (+44.25%) Land $9,072 Building $37,611	$133,380 (+44.26%) Land $25,920 Building $107,460
2023	$1,806.00 (+0.33%)	$32,362 (+0.01%) Land $9,783 Building $22,579	$92,460 (-) Land $27,950 Building $64,510
2022	$1,800.00	$32,360 Land $9,780 Building $22,580
2021			$92,460 Land $27,950 Building $64,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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