361 Palmer Rd, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 361 Palmer Rd, Ware, MA 01082

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,960 sqft · built 1978
Lot Size	0.368 acres (16,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jun 2011)
Tax Bill	$4,509 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2021 Line of Credit + 3 more
APN	`WARE M:00009 B:00000 L:00086`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00009 B:00000 L:00086`
Alternative APN	`1707`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	3,488 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,030 sqft (0.368 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1707
Street Address	361 PALMER RD
City	WARE
State	MA
Zip	01082-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Lot Number	86
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1048
Census Tract	820101

Owner

Source: Hampshire County and Ware Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	361 PALMER RD, WARE, MA 01082-9779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MASSMUTUAL FEDERAL CREDIT UNION
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit MASSMUTUAL FEDERAL CREDIT UNION
Jun 26, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MASSMUTUAL FEDERAL CREDIT UNION
Apr 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MASSMUTUAL FEDERAL CREDIT UNION
Mar 14, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2011 · Amount on Record
Deed Sale	Jun 30, 2011 · Amount on Record
Prior Sale	Mar 31, 2011 · Amount on Record
Deed Book / Page	10588 / 233
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	361 PALMER RD, WARE, MA 01082-9779
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014159-238
Date	Jun 28, 2021
Book Page	14159/238
Instrument	15751

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Jul 1, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	361 PALMER RD, WARE, MA 01082-9779
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014159-228
Date	Jun 28, 2021
Book Page	14159/228
Instrument	15750

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	361 PALMER RD, WARE, MA 01082-9779
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015166-130
Date	Jun 26, 2024
Book Page	15166/130
Instrument	9300

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2044

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	361 PALMER RD, WARE, MA 01082-9779
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13232-289
Date	Apr 8, 2019
Book Page	13232/289
Instrument	5328

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARE MA
Recording Date	Mar 14, 2019
Property Address	361 PALMER RD, WARE, MA 01082-9779
Document Number	13215-311
Book / Page	013215 / 000311
Instrument Date	Mar 13, 2019
Instrument	3860
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	361 PALMER RD WARE MA 010829779, WARE, MA 01082-9779

Tax Assessment & Valuation

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,509.00 (+3.77%)	$311,200 (+7.87%) Land $43,100 Building $268,100	$340,302 (+4.92%)
2025	$4,345.00 (+7.36%)	$288,500 (+23.03%) Land $43,100 Building $245,400	$324,330 (+18.75%)
2024			$273,125
2023	$4,047.00	$234,500 Land $39,200 Building $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARE WATER DEPT serves 10,066 people · EPA ID MA1309000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

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