Calaveras County property record for 361 Luddy Ln, San Andreas, CA 95249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,628 sqft · built 1970 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,000 (Aug 2017) |
| Tax Bill | $5,385 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-008-010-000 |
| Primary APN | 042-008-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,628 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 16,117 sqft (0.37 acres) |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Connected |
| Old Parcel Number | 042-008-010 |
|---|---|
| Street Address | 361 LUDDY LN |
| City | SAN ANDREAS |
| State | CA |
| Zip | 95249-9425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3PD |
| Legal Description | SAN ANDREAS TWST LUDDY SUB LOT 6 BLK 2 |
| Legal Subdivision | SAN ANDREAS TWST LUDDY SUB |
| Legal Tract | 2 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Legal Unit | 2 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | SAN ANDREAS |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 301 |
361 Luddy Ln is owned and occupied by two individuals who bought it in August 2017.
Source: Calaveras County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 361 LUDDY LN, SAN ANDREAS, CA 95249-9425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Aug 29, 2017 | Grant Deed, Transfer · FHA Mortgage PRINCETON CAP |
| Jan 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on File |
| Deed Sale | Aug 29, 2017 · Amount on File |
| Deed Document Number | 20179702 |
| Prior Transfer Date | Dec 7, 2016 |
| Prior Transfer Doc | 0000000807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 361 LUDDY LN, SAN ANDREAS, CA 95249-9425 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 361 LUDDY LN, SAN ANDREAS, CA 95249-9425 |
| Document Number | 0000004105 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2023-004105 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 361 LUDDY LN, SAN ANDREAS, CA 95249-9425 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 361 LUDDY LN, SAN ANDREAS, CA 95249-9425 |
| Document Number | 0000011579 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022-011579 |
| Name | LOANCARE LLC |
|---|---|
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Aug 29, 2017 |
| Property Address | 361 LUDDY LN, SAN ANDREAS, CA 95249-9425 |
| Document Number | 0000009702 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 9702 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 361 LUDDY LN SAN ANDREAS CA 952499425, SAN ANDREAS, CA 95249-9425 |
| Document Number | 9703 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 9703 |
| Name | PRINCETON CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | LOS GATOS, CA 95032 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Jan 20, 2017 |
| Property Address | 361 LUDDY LN, SAN ANDREAS, CA 95249-9425 |
| Document Number | 0000000807 |
| Instrument Date | Dec 7, 2016 |
| Instrument | 807 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 521 VALLEY SPRINGS CA 952520521, VALLEY SPRINGS, CA 95252-0521 |
The 2025 property tax bill for 361 Luddy Ln was $5,385.
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $344,688 (+2%) Land $46,420 Building $298,268 | |
| 2025 | $5,385.00 | $337,930 Land $45,510 Building $292,420 |
| 2023 | $5,688.00 (+38.66%) | $324,810 Land $43,744 Building $281,066 |
| 2022 | $4,102.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 361 Luddy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 361 Luddy Ln is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALAVERAS PUD serves 6,286 people · EPA ID CA0510002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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