Middlesex County and Stow Town property record for 361 Harvard Rd, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,744 sqft · built 1978 |
| Lot Size | 0.925 acres (40,293 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $12,339 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-5 000076 |
| Primary APN | R-5 000076 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 3,826 sqft |
| 1st Floor Area | 676 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,293 sqft (0.925 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | R-5 000076 |
|---|---|
| Street Address | 361 HARVARD RD |
| City | STOW |
| State | MA |
| Zip | 01775-1064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | HARVARD ACRES |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 323102 |
Source: Middlesex County and Stow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 361 HARVARD RD, STOW, MA 01775-1064 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Nov 10, 2017 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2016 |
| Deed Sale | Oct 24, 2016 |
| Prior Sale | Jan 20, 2012 · Amount on Record |
| Deed Book / Page | 68264 / 321 |
| Transfer Doc | 058324-407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 361 HARVARD RD, STOW, MA 01775-1064 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 081636-145 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 81636/145 |
| Instrument | 61657 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 1, 2063 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 361 HARVARD RD, STOW, MA 01775-1064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70218-39 |
|---|---|
| Date | Nov 10, 2017 |
| Book Page | 70218/39 |
| Instrument | 183597 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 361 HARVARD RD, STOW, MA 01775-1064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75665-320 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 75665/320 |
| Instrument | 166307 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 361 HARVARD RD, STOW, MA 01775-1064 |
| Document Number | 73451-272 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 361 HARVARD RD STOW MA 017751064, STOW, MA 01775-1064 |
| Document Number | 73451-272 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 073451/000272 |
| Instrument | 157536 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,339.00 (+9.26%) | $690,500 (+6.51%) Land $388,900 Building $301,600 | $763,512 (+5.25%) |
| 2025 | $11,293.00 (+0.94%) | $648,300 (-1.67%) Land $336,700 Building $311,600 | $725,420 |
| 2024 | $11,188.00 (+3.02%) | $659,300 (+10.07%) Land $370,200 Building $289,100 | |
| 2023 | $10,860.00 | $599,000 Land $330,900 Building $268,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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