361 Crescent St, Saluda, NC 28773 Property Records

Polk County property record for 361 Crescent St, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1998
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jun 2023)
Tax Bill	$3,263 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P4-89`

Property Details

APN / Parcel Number

Primary APN	`P4-89`
Alternative APN	`55400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,120 sqft Finished Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55400
Street Address	361 CRESCENT ST
City	SALUDA
State	NC
Zip	28773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.44 AC, 0S55 SALUDA MEADOWVIEW AREA
Legal Subdivision	SALUDA MEADOWVIEW AREA
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2024
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	361 CRESCENT DR, SALUDA, NC 28773-0619
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
May 31, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Mar 10, 2022	Special Warranty Deed, Transfer
Oct 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	May 31, 2022 · Amount on Record
Deed Book / Page	478 / 1969
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 16, 2023
Property Address	361 CRESCENT ST, SALUDA, NC 28773-0465
Document Number	00478/1969
Book / Page	478 / 1969
Map Reference	FILE E PG 1432
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12965 SPICEBERRY CIR S, JACKSONVILLE, FL 32246-7004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 CRESCENT DR, SALUDA, NC 28773-9786

Mortgage

Document Number	0004781972
Date	Jun 16, 2023
Instrument	478/1972

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 31, 2022
Property Address	361 CRESCENT ST, SALUDA, NC 28773-0465
Document Number	000470/853
Book / Page	470 / 853
Map Reference	FILE E PG 1432
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 CLARK DR, MARIETTA, OH 45750-1012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 CRESCENT DR, SALUDA, NC 28773-9786

Mortgage

Document Number	0000470856
Date	May 31, 2022
Instrument	470/856

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 10, 2022
Property Address	361 CRESCENT ST, SALUDA, NC 28773-0465
Document Number	000468/566
Book / Page	468 / 566
Map Reference	FILE E PG 1432
Instrument Date	Feb 24, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 YAM GANDY RD, SAVANNAH, GA 31411-2546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CLARK DR, MARIETTA, OH 45750-1012

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 3, 2017
Property Address	361 CRESCENT ST, SALUDA, NC 28773-0465
Document Number	00429/0495
Book / Page	429 / 0495
Instrument Date	Sep 30, 2017
Instrument	004664620003
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2605 HAZELNUT DR, SPRINGFIELD, IL 62702-3332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E 50TH ST, SAVANNAH, GA 31405-2350

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,263.00 (+7.02%)	$305,625 (-) Land $48,400 Building $257,225	$305,625 (-) Land $48,400 Building $257,225
2025	$3,049.00 (+43.89%)	$305,625 (+80.89%) Land $48,400 Building $257,225	$305,625 (+80.89%) Land $48,400 Building $257,225
2023	$2,119.00 (+2.47%)	$168,953 (-) Land $39,600 Building $129,353
2022	$2,068.00	$168,953 Land $39,600 Building $129,353
2021			$168,953 Land $39,600 Building $129,353

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALUDA serves 1,814 people · EPA ID NC0175020
Water Source	Purchased surface water from CITY OF HENDERSONVILLE
Last State Inspection	Jun 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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