Barnstable County and Barnstable Town City property record for 361 Cotuit Bay Dr, Cotuit, MA 02635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,480 sqft · built 1980 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $345,000 (Apr 1999) |
| Tax Bill | $7,300 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | COTU M:055 L:011 |
| Primary APN | COTU M:055 L:011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Living Area |
| Gross Area | 5,248 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 31334 |
|---|---|
| Street Address | 361 COTUIT BAY DR |
| City | COTUIT |
| State | MA |
| Zip | 02635-2910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 13200 |
361 Cotuit Bay Dr is owner-occupied and held in a trust since December 2021.
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 361 COTUIT BAY DR, COTUIT, MA 02635-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 1999 · Amount on File |
| Deed Sale | Apr 30, 1999 · Amount on File |
| Deed Book / Page | 12235 / 143 |
| Last Transfer Date | Dec 6, 2021 |
| Transfer Doc | 0000079511 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 361 COTUIT BAY DR, COTUIT, MA 02635-2910 |
| Document Number | 33587-333 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 361 COTUIT BAY DR COTUIT MA 026352910, COTUIT, MA 02635-2910 |
| Document Number | 33587-333 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 033587/000333 |
| Instrument | 72236 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 17, 2030 |
The 2025 property tax bill for 361 Cotuit Bay Dr was $7,300, up 4.3% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,300.00 (+4.33%) | $874,200 (-1.54%) Land $300,000 Building $574,200 | $1,100,195 |
| 2024 | $6,997.00 (+9.81%) | $887,900 (+16.63%) Land $300,000 Building $587,900 | |
| 2023 | $6,372.00 | $761,300 Land $296,900 Building $464,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 361 Cotuit Bay Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1991–1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 1997 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 361 Cotuit Bay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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