361 Cornell Ln, Elgin, IL 60123 Property Records

Kane County property record for 361 Cornell Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,428 sqft · built 1975
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jan 2025)
Tax Bill	$6,299 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-258-060`

Property Details

APN / Parcel Number

Primary APN	`06-21-258-060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,380 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Cottage
Construction Type	Frame
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	361 CORNELL LN
City	ELGIN
State	IL
Zip	60123-6909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE PARK UNIT 4 LOT 147
Legal Subdivision	COLLEGE PARK
Legal Block	2
Legal Lot Number	147
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2032
Census Tract	851908

Owner

361 Cornell Ln is owned by two individuals who bought it in January 2025.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 N DU BOIS AVE, ELGIN, IL 60123-5259
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 28, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 18, 2018	Intrafamily Transfer, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Nov 23, 2011 · Amount on File
Deed Document Number	20251712
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	0000028546
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	361 CORNELL LN, ELGIN, IL 60123-6909
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 CORNELL LN, ELGIN, IL 60123-6909
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040837
Date	Nov 20, 2023
Instrument	2023K040837

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2063

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	361 CORNELL LN, ELGIN, IL 60123-6909
Transaction Type	Mortgage
Record Updated	Jan 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 CORNELL LN, ELGIN, IL 60123-6909

Mortgage

Document Number	0000060247
Date	Dec 28, 2022
Instrument	2022K060247

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Jan 1, 2063

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	361 CORNELL LN, ELGIN, IL 60123-6909
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 CORNELL LN, ELGIN, IL 60123-6909

Mortgage

Document Number	0000003029
Date	Jan 18, 2022
Instrument	2022K003029

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Mar 1, 2051

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 18, 2018
Property Address	361 CORNELL LN, ELGIN, IL 60123-6909
Document Number	0000028546
Instrument Date	Jun 8, 2018
Instrument	2018K028546
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	361 CORNELL LN, ELGIN, IL 60123-6909

Mortgage

Document Number	0000028547
Date	Jun 18, 2018
Instrument	2018K028547

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 361 Cornell Ln was $6,299.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,299.00	$90,578 (+8.57%) Land $21,976 Building $68,602	$271,843 (+8.57%) Land $65,954 Building $205,888
2024		$83,428 Land $20,241 Building $63,187	$250,384 Land $60,747 Building $189,637
2022	$5,439.00 (+4.66%) Homeowner's exemption	$68,726 (+6.96%) Land $16,674 Building $52,052	$206,178 (+6.96%) Land $50,022 Building $156,156
2021	$5,197.00 Homeowner's exemption	$64,254 Land $15,589 Building $48,665	$192,762 Land $46,767 Building $145,995

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 361 Cornell Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 361 Cornell Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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