361 Choice Dr, Palmer, TX 75152 Property Records

Ellis County property record for 361 Choice Dr, Palmer, TX 75152

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.606 acres (26,397 sqft)
Owner	Individual Name on Record
Tax Bill	$1,354 (2025)
Deeds & Mortgages	May 2026 Construction Loan May 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R210233`

Property Details

APN / Parcel Number

Primary APN	`R210233`
Alternative APNs	`00222790201900105` `210233`

Exterior

Lot Area	26,397 sqft (0.606 acres)

Location & Zoning

Street Address	361 CHOICE DR
City	PALMER
State	TX
Zip	75152-8234
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 19 BLK B AMERICAS CHOICE VILLAGE PH 3 0.606 AC
Legal Subdivision	AMERICAS CHOICE VILLAGE PH 3
Legal Block	B
Legal Lot Number	19
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2026
Census Tract	60106

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	361 CHOICE DR, PALMER, TX 75152-8234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Construction Mortgage LEGEND BANK
May 14, 2026	Deed of Trust, Mortgage · Construction Mortgage PMD CONSTRUCTION LLC
Mar 5, 2018	Deed of Trust, Mortgage COMMUNITY NAT'L BK & TR/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2025
Deed Sale	Aug 15, 2025
Prior Sale	May 13, 2025 · Amount on Record
Deed Document Number	202527321
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Recording Date	May 14, 2026
Property Address	361 CHOICE DR, PALMER, TX 75152-8234
Document Number	0000016946
Instrument Date	May 14, 2026
Instrument	202616946
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 ARROW WOOD RD, WAXAHACHIE, TX 75165-1951

Mortgage

Document Number	0000016946,
Date	May 14, 2026
Instrument	202616946

Lender

Name	LEGEND BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2027

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Recording Date	May 14, 2026
Property Address	361 CHOICE DR, PALMER, TX 75152-8234
Document Number	0000016947
Instrument Date	May 14, 2026
Instrument	202616947
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 ARROW WOOD RD, WAXAHACHIE, TX 75165-1951

Mortgage

Document Number	0000016947,
Date	May 14, 2026
Instrument	202616947

Lender

Name	PMD CONSTRUCTION LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	361 CHOICE DR, PALMER, TX 75152-8234
Document Number	0000006962
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	NAVARRO COUNTY ABSTRACT COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50 W NASGTA #1 KEY BISCAYNE FL 33149, 1, KEY BISCAYNE, FL 33149

Mortgage

Document Number	0000006962
Date	Mar 12, 2018
Instrument	6962

Lender

Name	COMMUNITY NAT'L BK & TR/TX
Address	PO BOX 339, RED OAK, TX 75154-0339

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 11, 2028

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Ferris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,000 (-16.67%) Land $75,000	$75,000 (-16.67%) Land $75,000
2025	$1,354.00 (+27.62%)	$90,000 (+2%) Land $90,000	$90,000 (+2%) Land $90,000
2024	$1,061.00
2023	$1,061.00 (+272.28%)	$75,000 Land $75,000	$75,000 Land $75,000
2018	$285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Element8.

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