Wicomico County property record for 36092 Timber Dr, Willards, MD 21874
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 1995 |
| Lot Size | 0.386 acres (16,809 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,900 (Sep 2025) |
| Tax Bill | $1,519 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-012516 |
| Primary APN | 14-012516 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,232 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,809 sqft (0.386 acres) |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 012516 |
|---|---|
| Street Address | 36092 TIMBER DR |
| City | WILLARDS |
| State | MD |
| Zip | 21874-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-23 16,809 SQFT 36092 TIMBER DRIVE OLD MILL SUB 3 9/195-779 |
| Legal Subdivision | TIMBER DRIVE OLD MILL SUB |
| Legal Lot Number | 23 |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 14, WILLARDS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10604 |
Source: Wicomico County records · APN 14-012516
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 36092 TIMBER DR, WILLARDS, MD 21874-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 26, 2021 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | May 26, 2021 · Amount on Record |
| Deed Book / Page | 5605 / 308 |
| Prior Transfer Date | Jul 12, 2007 |
| Prior Transfer Doc | 0028190332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Sep 29, 2025 |
| Property Address | 36092 TIMBER DR, WILLARDS, MD 21874-1351 |
| Document Number | 0056050308 |
| Book / Page | 5605 / 308 |
| Map Reference | CAB 9 |
| Instrument Date | Sep 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | REGAL TITLE AGENCY, REALM TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $749.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 36092 TIMBER DR, WILLARDS, MD 21874-1351 |
| Document Number | 0005605316 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 5605/316 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | May 26, 2021 |
| Property Address | 36092 TIMBER DR, WILLARDS, MD 21874-1351 |
| Document Number | 0048650351 |
| Book / Page | 4865 / 351 |
| Map Reference | CAB MSB 9-195-779 |
| Instrument Date | Apr 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | NOT AVAILABLE, BRENNAN TITLE COMAPNY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 36092 TIMBER DR, WILLARDS, MD 21874-1351 |
| Document Number | 0004865359 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 4865/359 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Municipality | Willards Town |
| Unified School District | Wicomico County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,533 (+20.57%) | $263,600 (+61.72%) Land $38,200 Building $225,400 | |
| 2025 | $1,519.00 (+0.93%) | $163,000 (+12.52%) Land $28,200 Building $134,800 | $163,000 (-) Land $28,200 Building $134,800 |
| 2024 | $1,505.00 (+4.15%) | ||
| 2023 | $1,445.00 | $144,867 | $163,000 Land $28,200 Building $134,800 |
Source: FEMA National Flood Hazard Layer as of April 28, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · river or lake flooding |
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Talkie Communications.
Based on FCC filings for 65 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF WILLARDS serves 1,021 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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