3609 Waldo Ave, Midland, MI 48642 Property Records

Midland County property record for 3609 Waldo Ave, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 865 sqft · built 1970
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Sep 2022)
Tax Bill	$1,635 (2022)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-11-30-384`

Property Details

APN / Parcel Number

Primary APN	`14-11-30-384`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	865 sqft Living Area
Basement Area	845 sqft

Exterior

Year Built	Built 1970
Architectural Style	Ranch
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	130 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	141130384
Street Address	3609 WALDO AVE
City	MIDLAND
State	MI
Zip	48642-6690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Description	BEG 1121.5 FT S OF E 1/4 COR OF SEC 11, W 163 FT, S 70.1 FT, E 163 FT, N 70.1 FT TO BEG
Legal Subdivision	SWEETBRIAR ACRES 01
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1000
Census Tract	290800

Owner

3609 Waldo Ave is owned and occupied by an individual who bought it in September 2022.

Source: Midland County records, as of June 19, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3609 WALDO AVE, MIDLAND, MI 48642-6690
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Aug 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Aug 8, 2019 · Amount on File
Deed Document Number	0016591164
Deed Book / Page	1659 / 1164
Record Updated	Jun 7, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 2, 2022
Property Address	3609 WALDO AVE, MIDLAND, MI 48642-6690
Document Number	01659/1164
Book / Page	1659 / 1164
Instrument Date	Sep 2, 2022
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3609 WALDO AVE, 3609, MIDLAND, MI 48642-6690

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 HAWTHORNE HOLW, MIDLAND, MI 48642-6041

Mortgage

Document Number	0016591165
Date	Sep 2, 2022
Instrument	1659/1165

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 8, 2019
Property Address	3609 WALDO AVE, MIDLAND, MI 48642-6690
Document Number	01626/00686
Book / Page	01626 / 00686
Instrument Date	Aug 6, 2019
Instrument	01626-00686
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$885.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 MAGNOLIA CT, MIDLAND, MI 48642-7737

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

FEMA maps place 3609 Waldo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3609 Waldo Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, T-Mobile.

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