3609 Val Verde Ln, Modesto, CA 95356 Property Records

Stanislaus County property record for 3609 Val Verde Ln, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,957 sqft · built 1977
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jun 2020)
Tax Bill	$5,145 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076-003-048-000`

Property Details

APN / Parcel Number

Primary APN	`076-003-048-000`
Alternative APNs	`0760348000` `0760348`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,957 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3609 VAL VERDE LN
City	MODESTO
State	CA
Zip	95356-0316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTECITO PARK BLOCK 13554 LOT 3
Legal Subdivision	MONTECITO PARK
Legal Block	13554
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2012
Census Tract	512

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3609 VAL VERDE LN, MODESTO, CA 95356-0316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Aug 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	202039755
Last Transfer Date	Aug 16, 2020
Transfer Doc	0000062130
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Oct 7, 2026
Property Address	3609 VAL VERDE LN, MODESTO, CA 95356-0316
Document Number	0000054506
Instrument Date	Sep 30, 2026
Instrument	202654506
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 VAL VERDE LN, MODESTO, CA 95356-0316

Mortgage

Document Number	0000054506,
Date	Oct 7, 2026
Instrument	202654506

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2056

Interest

Max Rate	-1%

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Aug 20, 2020
Property Address	3609 VAL VERDE LN, MODESTO, CA 95356-0316
Document Number	0000062130
Map Reference	VOL 26 PG 13
Instrument Date	Aug 16, 2020
Instrument	2020-0062130
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3609 VAL VERDE LN, MODESTO, CA 95356-0316

Mortgage

Document Number	0000062131
Date	Aug 20, 2020
Instrument	2020-0062131

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 10, 2020
Property Address	3609 VAL VERDE LN, MODESTO, CA 95356-0316
Document Number	0000039755
Instrument Date	Jun 4, 2020
Instrument	39755
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3609 VAL VERDE LN MODESTO CA 953560316, MODESTO, CA 95356-0316

Mortgage

Document Number	39756
Date	Jun 10, 2020
Instrument	39756

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,145.00 (+2.02%)	$446,200 (+2%) Land $189,635 Building $256,565
2025	$5,043.00 (+5.61%)	$437,452 (+4.04%) Land $185,917 Building $251,535
2023	$4,775.00 (+2.78%)	$420,467 Land $178,699 Building $241,768
2022	$4,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies, ezWave.

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