3609 Pierce Rd, Festus, MO 63028 Property Records

Jefferson County property record for 3609 Pierce Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,759 sqft · built 2020
Lot Size	5.58 acres (243,065 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-5.0-22.0-0-000-003.06`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-22.0-0-000-003.06`
Alternative APN	`2250220 00306`

Interior

Stories	1 Story
Building Area	1,759 sqft Living Area
Gross Area	4,118 sqft
1st Floor Area	1,759 sqft
Basement Area	1,319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	243,065 sqft
Garage Type	Attached
Garage Area	1,040 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3609 PIERCE RD
City	FESTUS
State	MO
Zip	63028-4989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	BROOK STONE 4 LOT 131
Legal Range	6E
Legal Township	39N
Legal Section	22
Legal Subdivision	BROOK STONE 4
Legal Block	2
Legal Lot Number	131
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2025
Census Tract	701403

Owner

3609 Pierce Rd is owned and occupied by two individuals who acquired it in October 2019.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3609 PIERCE RD, FESTUS, MO 63028-4989
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage CHESTER NATIONAL BANK
Jun 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage CHESTER NATIONAL BANK
Mar 30, 2020	Deed of Trust, Construction Loan · Line of Credit CHESTER NAT'L BK
Oct 25, 2019	Warranty Deed, Transfer HILLSBORO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019
Deed Sale	Oct 25, 2019
Prior Sale	Jun 29, 2010 · Amount on File
Deed Document Number	201933228
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3609 PIERCE RD, FESTUS, MO 63028-4989
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 PIERCE RD, FESTUS, MO 63028-4989

Mortgage

Document Number	0000038849
Date	Dec 9, 2022
Instrument	2022R-038849

Lender

Name	CHESTER NATIONAL BANK
Type	Bank
Address	CHESTER, IL 62233

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 5, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3609 PIERCE RD, FESTUS, MO 63028-4989
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R027291
Date	Jun 23, 2021
Instrument	2021R-027291

Lender

Name	CHESTER NATIONAL BANK
Type	Bank
Address	CHESTER, IL 62233

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Mar 30, 2020
Property Address	3609 PIERCE RD, FESTUS, MO 63028-4989
Document Number	0000010711
Instrument Date	Mar 19, 2020
Instrument	10711
Transaction Type	Construction Loan
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2864 US HIGHWAY 61 FESTUS MO 630284218, FESTUS, MO 63028-4218

Mortgage

Document Number	0000010711
Date	Mar 30, 2020
Instrument	10711

Lender

Name	CHESTER NAT'L BK
Type	Bank
Address	CHESTER, IL 62233

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 25, 2019
Property Address	3609 PIERCE RD, FESTUS, MO 63028-4989
Document Number	0000033228
Instrument Date	Oct 21, 2019
Instrument	33228
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	HILLSBORO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2864 US HIGHWAY 61 FESTUS MO 630284218, FESTUS, MO 63028-4218

Tax Assessment & Valuation

The 2025 property tax bill for 3609 Pierce Rd was $3,939, up 23.1% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,300 (-) Land $5,900 Building $58,400	$338,500 (-) Land $31,100 Building $307,400
2025	$3,939.00 (+23.13%)	$64,300 Land $5,900 Building $58,400	$338,500 (-) Land $31,100 Building $307,400
2024	$3,199.00 (+0.06%)		$338,500 (+24.59%) Land $31,100 Building $307,400
2023	$3,197.00	$51,600 Land $5,900 Building $45,700	$271,700 Land $31,100 Building $240,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3609 Pierce Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3609 Pierce Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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